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Under contract-accepting backup offers. Own a Stunning Piece of Dutch Colonial Architecture in the Heart of Live Oaks, Downtown St. Petersburg! This remarkable residence sits on a coveted double lot and is set back, giving it a commanding presence in the neighborhood. The main home features 3 spacious bedrooms, 2 bathrooms, and approximately 2, 270 square feet of living space, while the charming, detached garage apartment offers 1 bedroom, 1 bathroom, and approximately 462 square feet of versatile space. As you step through the front door, you're immediately welcomed by the original heart of pine hardwood flooring, intricate wood detailing, and a cozy wood-burning fireplace. Glass hardware on the interior doors adds a touch of timeless elegance to this 1925-built home. The first level includes a generously sized indoor laundry room for added convenience. A side entrance with built-in storage and bench seating creates the perfect spot to kick off your shoes and hang backpacks after a busy day. Ideal for both intimate gatherings and large-scale entertaining, the home boasts a formal dining room just off the kitchen. Off the living room, you'll find a spacious office, perfect for those who work from home or need a quiet space to focus. Upstairs, you'll find a beautifully renovated bathroom, complete with subway tile, a new vanity, a heated, illuminated mirror, and luxurious gold fixtures. The primary bedroom is a true retreat, measuring 12'6"x 22'9" and featuring two generous closets and its own fireplace for added charm. The home is bathed in natural light, thanks to an abundance of windows that create a warm, inviting atmosphere. The fully fenced backyard is ideal for pets, featuring synthetic turf within the landscaping for easy maintenance, a park bench for relaxing, and a garden shed for extra storage. The two-car detached garage is accessible via a long, extended driveway that provides ample parking for both residents and guests. Additionally, the garage apartment—complete with granite countertops, a walk-in closet, and washer/dryer hookups in the closet off the bathroom—is accessible via the alley and comes with parking for two more vehicles. This space is perfect for generating extra income or offering family and friends a private retreat. This home is perfectly located near Downtown St. Petersburg, offering easy access to shopping, dining, Florida's top-rated beaches, and world-class museums. Don't miss the chance to own a piece of history in one of St. Petersburg's most desirable neighborhoods!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,678 | $4,687 |
Total Monthly Payment | $3,938 | $4,077 | $5,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.