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Feast your eyes on this unique, custom-built two-unit property, in the sought-after village of Irvington. Ideally located just off Main Street, with weekly farmer's market, Metro-North train station (40 min to Grand Central), library, coffee shops, restaurants and parks (Old Croton Aqueduct, Mathiessen Park, and Scenic Hudson Park), all within a few blocks. This 1870 row house was lovingly rebuilt & remodeled in 2014 for the owner's own use. The first and second floor duplex unit offers a covered private entrance, stunning kitchen, dining room and half bath on the first floor, with exposed stone walls and access to the backyard. There's also a shared mudroom with laundry on this floor. The 2nd floor of the duplex has a living room with gas fireplace, bedroom with walk-in closet, bedroom, and full bath. The second unit is on the 3rd floor, and has a living room, dining area, galley kitchen, bedroom and full bath. There is a sun deck with stairs to the yard. The rear yard features a 464 sq ft barn, with electric, for endless possibilities (office, gym, studio, home theater, storage?). There's also a cozy sitting area behind the barn. New boiler and high-efficiency Navien hot water heater. This one really has to be seen to appreciate!
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.764% | 6.309% |
Monthly Tax Payment | $1,932 | $1,932 | $1,932 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,914 | $4,354 | $5,784 |
Total Monthly Payment | $5,938 | $6,378 | $7,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.