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Step into a piece of history with this stately 1920 Colonial in Woonsocket's coveted Historic District. Located in the prestigious North End, this home is surrounded by well-crafted homes from an era when craftsmanship mattered. Minutes from the Massachusetts border, enjoy easy access to Boston, Worcester, and Providence. Spanning over 3, 400 sq ft, this spacious home features timeless details such as hardwood floors, wainscoting, crown molding, and a striking turned staircase that leads to a dramatic foyer. The bright sunroom and three-season screened porch add to the home's inviting character. Enjoy modern comforts like central A/C, a finished basement, and ample storage options, including a cedar closet. The detached two-car garage boasts a loft for even more storage, while the meticulously manicured yard with sprinkler system offers a serene stone patio, perfect for outdoor gatherings. With a perfect balance of original charm and contemporary updates, this well-maintained home is ready to be enjoyed for years to come. Schedule your showing today! Qualified first time home buyers may be eligible for Homeowners Opportunity Program with Low Down Payment, Low Interest Rate and No PMI!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,413 | $3,547 | $4,520 |
Total Monthly Payment | $3,927 | $4,061 | $5,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.