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Not in a flood zone (Flood zone X). Nestled in the charming Braden River Lakes waterfront community in an over-sized lot, this picturesque home offers the perfect Florida retreat. Drive through scenic, tree-lined streets and arrive at your peaceful oasis. The serene backyard provides stunning lake views, perfect for unwinding in the hot tub on the spacious lanai. Major upgrades throughout include a newer roof, a 2024 HVAC system, hurricane-rated windows and sliding glass door, a freshly painted exterior, a new front door, a quiet-closing garage door and granite countertops in both the kitchen and bathrooms. Enjoy beautiful tile and laminate wood flooring throughout. Additional features include a brand new over-stove microwave and fridge, upgraded ceiling fans in the dinette area and living room, and two upgraded fans in the lanai. Other highlights are a master comfort height toilet, whole-house interior paint, a rip rap pond, and a newer garage door. The seller is offering most furniture with an acceptable offer! This tranquil, centrally located community of Braden River Lakes features amenities with water views, including a pool, volleyball and tennis courts, kayak launch, playgrounds, gazebos, and community BBQ grills. Watch dolphins and manatees from the common areas! Conveniently located near daily essentials, including dining, banking, and shopping with Publix, Walmart, Costco, and Home Depot nearby. Plus, the public boat ramp is just 5 minutes away, and you’re only 20 minutes from the stunning beaches of Anna Maria Island!
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Our Executive Mortgage Banker:
Our Insurance Division:
$409,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $409 | $409 | $409 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $2,154 | $2,745 |
Total Monthly Payment | $2,557 | $2,638 | $3,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.