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Welcome to 1350 Old Oak Trail, a single-family home located in the gated community of Heritage Oak Park! This is a rare opportunity as the stand-alone carriage homes in this community are not often found on the market! This home features three bedrooms, two bathrooms, 1, 535 square feet of living space, and a two-car garage located on an oversized corner lot on a cul-de-sac road. You will also find this home having a split floor plan with the main bedroom on the right and guest bedrooms on the left, with the living room, kitchen, and an additional breakfast nook and dining area in the middle. For those days where you want to sit and enjoy a beverage, read your favorite book, or entertain guests, you not only get a screened-in lanai in the back you also have a screened-in porch in the front!
Heritage Oak Park is a gated community with condos, villas, and single-family homes and is known for its plethora of oak trees and amenities including community pool, shuffleboard, pickleball, library and clubhouse. Located less than a half mile from some of Port Charlotte’s best shops, dining, and entertainment, this might be one of the best locations in Port Charlotte for someone looking for everything they need right around the corner! You don't even have to cut your own grass, the community takes care of this for you!
Call your favorite real estate agent to schedule your own private tour of this wonderful home! Don’t forget to look at the available floorplan and 3D virtual tour to get a great idea of the home layout before you even arrive! Welcome home!
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Our Executive Mortgage Banker:
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,097 | $2,672 |
Total Monthly Payment | $2,516 | $2,595 | $3,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.