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Experience the best of Florida living in this stunning three-bedroom, two-bath home in the sought-after, gated community of Oak Leaf Preserve in New Smyrna Beach. With 1, 662 square feet of beautifully designed living space, this nearly new home offers a blend of comfort, style and privacy, all on the shores of a serene pond. Step outside and enjoy water views, or relax in your fully fenced-in backyard, ideal for outdoor activities or peaceful retreats. For fitness enthusiasts, a second pond is surrounded by well-maintained exercise equipment, allowing you to enjoy your morning workout with a view. The home features durable hurricane shutters, providing peace of mind during Florida's storm season, and a paver driveway adds curb appeal to this beautiful property. The community offers more than just a beautiful home, at a low monthly HOA fee of $255, you'll enjoy lawn care and fertilization, as well as access to the community pool and clubhouse, ideal for socializing or unwinding after a long day. Additional amenities include easy access to local parks, top-rated schools, and shopping, dining and entertainment options just minutes away. With direct access to fishing, and a wealth of outdoor activities, this home is an ideal choice for a vacation retreat and a forever home. Whether you're looking for a peaceful getaway or a family-friendly community, this lakefront gem is sure to exceed your expectations. Don't miss out on this rare opportunity. Come experience the best of New Smyrna Beach today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $2,097 | $2,651 |
Total Monthly Payment | $2,153 | $2,259 | $2,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.