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Come by and see the home, Just REDUCED! This home has been Professionally Staged. This lovely 4/2 home in the family friendly community of Oxford Oaks is just beckoning your family to visit. This community is for families and grandparents who want their family close by. Who knows, once you move here, maybe your family will move to Florida. This home is a Ponderosa Pine model with 4 bedrooms, 2 baths and a 3 car garage that has the most beautiful epoxy you've ever seen!. There is a wonderful open green space behind the fenced yard ( which has room for a pool). Imagine sitting on this extended screened lanai and looking at the beautiful birds and wildlife. The lanai is extended 4 feet and has motorized privacy shades and a sealed floor. To get to the lanai you have to open the white French doors with built-in adjustable mini blinds. Now lets come in the stained glass front door and you will see the gorgeous luxury vinyl planking which is in the living room, dining room and kitchen. The high vaulted ceilings and the new neutral painted walls throughout are a breath of fresh air. The open concept gives you a place to entertain while you prepare meals or cocktails. The kitchen has Bay cabinets and stainless steel appliances and plenty of storage with pull-outs in every cabinet and a lazy-suzan in the corner. This is an all electric home. Every window in this home has plantation shutters ( with a Life-time guarantee) and the base boards are tall. The ceiling fans in the living room, 4 bedrooms and the lanai all have lights. The Primary suite is very large and has a bathroom with a Roman shower, dual sinks, a huge walk-in closet, and a linen closet. All of the guest bedrooms have closets and one has a walk-in closet. The guest bath has a tub and shower. There is an interior laundry with a washer and dryer and a utility sink and a pantry. Oxford oaks is a quiet gated commnity close to shopping and CR 466. It was built by and adjacent to The Villages, but not an actual part of it. There is NO BOND, NO AMMENITY FEES, but an HOA that is about $659 per year. There is large resort style community pool, a playground, basketball, tennis and pickelball courts. You have to see this home.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $465 | $465 | $465 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,245 | $2,364 | $3,013 |
Total Monthly Payment | $2,785 | $2,904 | $3,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.