4715 Bay STREET NE, #133, St. Petersburg, FL, 33703 | $118,799

BARGAIN PRICED! Paying too Much Rent or Wanting to Escape Cold Northern
Winters? This AMAZING first floor 2-bedroom, 2-bath condo is in the highly sought-
after over 55 Winston Park community in Northeast, St. Petersburg. Even though the
unit sustained flood damage due to Hurricane Helene, it has been fully remediated and
will be fully rebuilt in better than new condition. The light, airy, open floor plan features
granite kitchen countertops, new quartz bathroom countertop, classic terracotta tile
floors, ceiling fans in every room, covered parking, hurricane impact windows and
hurricane impact sliding glass doors leading out to the community courtyard, resort style
heated pool and clubhouse. The HOA’s flood insurance directly transfers to the new
owner with renovations paid for through the insurance. With the HOA overseeing all
reconstruction and renovation work, the new owner will be able to select kitchen and
bath cabinets, wall colors, interior doors, trim and baseboards. Also provided will be a
new hot water heater and front storm door. (However, the only out of pocket expense
the new owner will need to buy new appliances and will be reimbursed based on a
prorated value of the original appliances at time of flood. ) The current schedule for
reconstruction is the September-October time frame. Some pictures are who the unit looked before everything happened.
This REMARKABLE location in Winston Park Northeast Complex is just minutes from
all the action of downtown St. Pete with its fabulous restaurants, museums, waterfront
parks, St. Pete Pier, and so much more that make this area a top destination for travel
and living! You are only 15 minutes from catching a beautiful sunset at one of the BEST
BEACHES in the world. Parking is easy and convenient in your covered assigned space
located by your front door. Bonuses: Close to popular grocery stores like Publix, a new
Whole Foods Store, Fresh Market and even Trader Joe’s. You even have access to the
Pinellas Trail giving you the opportunity to go for a scenic walk, exercise, or ride your
bike…to downtown St. Petersburg! Tampa is just a 30-minute drive across the bridge or
a beautiful 50-minute ride on the Cross-Bay Ferry for a Lightning or Bucs game, the
Tampa Zoo, Busch Gardens, the Florida Aquarium, or for a walk along Riverwalk in the
Tampa Bay area. You will literally have the best of the Tampa Bay area at your fingertips.
Tampa International Airport is also just a quick 20-minute drive across the bridge,
making travel easy and convenient to anywhere in the world.
Enjoy this HUGE discounted price reduction if you purchase now! This is currently the
lowest price unit in the building and will not last long.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Elevator(s), Pool
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area
  • Complex: WINSTON PARK NORTHEAST
  • Year Built: 1973
  • Common Charge: $711 Monthly
  • Approx Sq. Feet: 1,035
  • Acreage: 7.39
  • Est. Taxes: $2,632
  • View: Pool, Tennis Court
  • Adult Communities: Yes
  • Pet Policy: Size Limit
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8351393
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8351393/4715baystreetne_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 6:15:41 AM)
Listing courtesy of NEXTHOME GULF COAST   Phone: 727-282-5151

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4715 Bay STREET NE, #133, St. Petersburg, FL, 33703

$118,799

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $95,039 $95,039 $95,039
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $219 $219 $219
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $601 $624 $796
Total Monthly Payment $895 $918 $1,090

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.