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Welcome to "Smokewood" at Carriage Hill. This beautiful home has been very much enjoyed by the same owner for 60 years! Step inside the front door and take in the view as you enter up to the open floor plan of the kitchen, dining and living room space. Before you're eye catches the beautiful pool area off the back of the home, take some time to walk around the main level to see hardwood floors, vaulted ceilings, fireplace and more! Skylights let in extra light to the main living area to keep it bright and cheerful. Notice the two sets of slider doors off the back of the home from the kitchen and dining areas out to the large enclosed back porch space. Enter down the hallway to find the guest bedroom/ office and guest bath. At the end of the hallway is the primary bedroom that has been expanded to a larger space with an ensuite bath and jacuzzi tub. The pool area is perfectly set beyond the enclosed porch off the kitchen area and out on to an expansive wooden deck with fence that surrounds the entire pool. This will be the gathering spot for so many fun summer days. In addition to all the home has to offer, there also includes an additional shed off the driveway for all your outdoor tools and a carport. A fenced in garden area completes the outdoor space to grow all your favorite summer vegetables. Most notable to mention is the home is just under ten minutes to Niantic's downtown area where you'll find the boardwalk, beach, restaurants and shopping. Motivated Seller.
Type | Description | Level |
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Bedroom 1 | Main | |
Bedroom 2 | Lower | |
Dining Room | Main | |
Kitchen | Vaulted Ceiling,Tile Floor | Main |
Living Room | Vaulted Ceiling,Combination Liv/Din Rm,Fireplace,Sliders,Hardwood Floor | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,234 | $2,846 |
Total Monthly Payment | $2,542 | $2,655 | $3,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.