73 SUNSET LANE, Terra Ceia, FL, 34250 | $699,000

Get ready to live the Island Life on Terra Ceia! Rare opportunity to own one of the most solidly constructed and energy efficient homes around. This 2014 home is built for Florida’s storms and is situated on a beautiful 1. 4-acre lot. This “Zero Energy” home is constructed with only the highest quality materials and design in mind. Featuring SIPS construction (energy efficient, fire resistant, airtight), SOLAR PANELS w/Tesla Powerwall battery (for energy storage), METAL ROOF and blown in Icynene in the attic, this home is as energy efficient as you can get. Enjoy not only peace of mind from future storms and having the option of “living off the grid” but also enjoy electric bills topping out at only $25/month! Unheard of, right?! This home is high and dry and has never had any storm damage EVER. Other key features of this beautiful home include a full wrap around second floor deck, first floor screened in lanai with Jacuzzi, great room with vaulted ceilings and picturesque windows/sliders to enjoy nightly sunsets and tropical landscape! All living spaces are upstairs with a warm tone bamboo flooring throughout. The kitchen is well equipped with a Wolf 5-burner gas cooktop, electric convection oven and gorgeous solid wood custom cabinets with plenty of storage. The primary suite has a spa-like feel with lots of natural light, double shower heads and soaking tub. Lastly, the oversized 2-car garage is a dream with an attached 500sqft space for a workshop, golf cart parking or future man cave. Terra Ceia is a unique, historic, “Old Florida” community full of life, nature and all that comes with the laidback Florida lifestyle. Outdoor enthusiasts flock to this area for wildlife, bird watching, kayaking, fishing and boating. Pride of ownership exudes throughout the home and property. These are original owners that have meticulously cared for everything throughout the years, and it shows. Terra Ceia is a golf cart community with no HOA, however, it has an optional Community Civic Association (VIA) which you can join as a family for only $250/year. This provides access to the private Seabreeze Park with a pavilion, playground, boat ramp/dock on Terra Ceia Bay and frequent annual events such as the popular Mullet Smoke-Off. Newly opened Ananda Farm is down the street and is a perfect spot to take the family and enjoy farm-to-table restaurants and interactive kids activities. Conveniently located at the southern tip of the Skyway bridge off I-275, this historical island, along with its 1, 932-acre Preserve is tucked away yet very accessible to Downtown St. Petersburg (20 min), Tampa, Sarasota and award winning white sandy beaches of Anna Maria (30 min). Don’t miss this chance to live this unique Florida lifestyle!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Florida
  • Year Built: 2014
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Oversized, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,704
  • Acreage: 1.43
  • Est. Taxes: $4,831
  • Lot Desc: Flood Insurance Required, FloodZone, Oversized Lot
  • Elem. School: Palm View Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Appliances: Convection Oven, Cooktop, Dryer, Freezer, Gas Water Heater, Refrigerator, Tankless Water Heater, Washer, Water Purifier
  • MLS#: TB8357172
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/TB8357172/73sunsetlane_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 12:02:09 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Christine TuranoLicensed Salesperson

781.589.4918

Christine.Turano@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Bob FlynnVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 6314

508.944.8218

Bob.Flynn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

73 SUNSET LANE, Terra Ceia, FL, 34250

$699,000

Christine Turano

Licensed Salesperson

William Raveis Real Estate

Phone: 781.589.4918

Christine.Turano@raveis.com

Bob Flynn

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.944.8218

Bob.Flynn@raveis.com

NMLS Mortgage Loan Originator ID 6314

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,489 $3,674 $4,681
Total Monthly Payment $3,984 $4,169 $5,176

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.