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ATTENTION ANGLERS AND BOAT OWNERS! Rumor has it that the HARBORAGE ON BRADEN RIVER COMMUNITY currently has 3 boat lifts available for rent! Nestled behind the gates of the Key West themed Harborage on Braden River community, this 2-bedroom, Den and 2 bath home offers so much more than a new construction home. The original owners watched carefully as the home was being constructed and added in Core-fil 500 insulation to the concrete block. SAFELY SECURE IN A WELL CARED FOR HOME WITH SO MANY ADDED FEATURES. NEW ROOF! BIGGEST PRIMARY CLOSET IN THE COMMUNITY. CRISPLY PAINTED INSIDE AND OUT! The owners have constantly and continually updated the home (not just pre-sale) The garage has a mini split for heat and air-conditioned space! You'll love the redesigned primary bath as much space was re-arranged and added to the primary closet! The volume ceilings of the gathering room make the home live larger than the square footage would have you believe. Outside the house, the private rear oasis offers the utmost dream of a tropical lifestyle! The Harborage is an amenity rich, gated waterfront community, offering a heated community pool, spa, fitness center and walking trails galore. The Community Clubhouse is available to owners for private events and socials. The marina boat dock slips w/lifts (first come, first serve basis but usually a wait), unmetered power, fresh water, and dockside storage. Location? Hidden just off RT 70 but once behind the gates, paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$498,540
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,832 | $398,832 | $398,832 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,521 | $2,620 | $3,339 |
Total Monthly Payment | $3,046 | $3,145 | $3,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.