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Coming Soon! Fantastic Home, Hardwood floors, Gleaming Countertops, New Central A/C, New Roof, Refinished Harwood floors throughout. This sturdy brick home has so much to offer. It has a c/o for 4 bedrooms and 2 bathrooms. The 4 bedroom is currently being used as a formal dining room and does have a closet. This home has been lovingly renovated and maintained over the past 5 years. There is a beautiful Front porch, a 1 car garage, a garden area in the back yard, Blacktop driveway on the exterior. The windows in the home are newer insulated vinyl windows for high heat efficacy. Inside there is a Kitchen which is large enough to be an eat in kitchen, 3 bedrooms and a Living room. All rooms have custom high-end blinds which stay with the home. Currently one bedroom on the first floor is being used as a sweet formal dining room but does have a proper closet for use as a bedroom. there is a pantry with a nook being used as an office. The bathroom on the first floor has a new shower enclosure and has been updated. Throught the first floor are gorgeous hardwood floors. Upstairs there is a large bedroom with vaulted ceilings, a foyer and an updated bathroom. Off of the foyer in the upstairs hall are two doors that go to enormous storage areas that have new floors and sheetrock. There is so much space in this house! The current owner put a new roof on that is still under warranty and installed central air in the home. there are so few homes in the City of Poughkeepsie with new central air! Washer and Dryer are located in the full basement which boasts more storage/workshop space. The washer and dryer are not included in the sale but can be discussed for possible purchase. The location of the property is fantastic as it is very close to Shopping, Metro North, Bus routes and Westchester Regional Hospital. Everything is at your fingertips in this location including the newly renovated Pulaski Pool complex on 162 Washington St!
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Our Executive Mortgage Banker:
Our Insurance Division:
$387,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,000 | $310,000 | $310,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $687 | $687 | $687 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $2,036 | $2,574 |
Total Monthly Payment | $2,696 | $2,798 | $3,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.