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** $45, 000 PRICE IMPROVEMENT** GULF ACCESS & POOL PARADISE awaits in Punta Gorda – Rest assured knowing this home was untouched by recent storms and is turn-key ready! NO HOA OR DEED RESTRICTIONS! This waterfront gem offers stunning views and unparalleled peace of mind. This meticulously maintained 3-bedroom, 2-bathroom modular home, boasting 1, 188 sq ft. was built to withstand the elements. This home was Precision-engineered in a climate-controlled environment, and was crafted to meet and exceed the International Residential Code (IRC) standards, ensuring exceptional durability, efficiency, and structural integrity—far beyond that of a typical home built on-site. Fully insurable & eligible for conventional financing. Built with enhanced framing, energy-efficient materials, and precise engineering, this home offers greater resistance to wind, moisture, and the elements compared to traditional builds resulting in a stronger, longer-lasting home! This home showcases a stunning new pool (2024) nestled within a spacious 850 sq ft screened-in lanai, offering privacy and the ultimate outdoor living experience. Enjoy breathtaking sunrises! Shaded afternoons make it perfect for quiet evenings to unwind or entertain under the stars in this charming outdoor oasis. The newly constructed (2024) 450 sq ft two-car garage provides ample space for vehicles and storage. Along with a newly constructed driveway of 3/8 lime rock and shells add to the allure. Updated (2024) Dock allows you to fish right from your backyard and relax under your Tiki umbrella! A quick 20-minute boat ride takes you to the Riviera and out to Charlotte Harbor and the Gulf, making this a boater’s and angler’s paradise. This home is lovingly maintained and lightly use as a seasonal retreat, and is truly move-in ready. Whether you choose to live here year-round or “lock and leave” with confidence, this is a rare opportunity to own a high-and-dry, Gulf-access home with a new pool and garage for under $400K an unmatched value in SWFL! Prime Location: *Minutes from Punta Gorda Airport (direct flights via Allegiant) *30 minutes from Fort Myers Airport for easy travel ** Optional private community boat ramp & civic association in Charlotte Park ** Don’t miss out—schedule your showing today and experience the best of Punta Gorda waterfront living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $469 | $469 | $469 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,722 | $1,813 | $2,292 |
Total Monthly Payment | $2,266 | $2,357 | $2,836 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.