159 MELODY LANE, Tarpon Springs, FL, 34689 | $95,000

*NEW PRICE ALERT!* Charming & Move-In Ready Home in the highly sought-after Tarpon Shores 55+ Community –Discover the perfect blend of comfort, privacy, and resort-style living, where YOU OWN A SHARE IN THE CO-OP! No LOT RENT! The $40K share price is included in the list price and can be financed through the CO-OP. NO FLOOD OR WIND DAMAGE from recent storms! Enjoy peace and tranquility with no rear neighbors, offering extra privacy and outdoor space. Step inside this beautifully maintained home, where tasteful updates and a spacious layout make it truly move-in ready. The large Florida room, vented for heat and air, doubles as a second bedroom with a sleeper sofa—perfect for guests. The bright and inviting living room provides plenty of space for both relaxation and entertaining. The generously sized primary bedroom features a built-in closet and drawers, plus a ceiling fan with light fixture. The updated bathroom offers a step-in shower with grab bars and a linen closet for extra storage. All furnishings and appliances, including the microwave oven and Whirlpool washer and dryer, are optionally included, making this home a seamless move-in opportunity. NOTABLE RECENT UPDATES: include a brand-new HVAC system (2023), and a durable metal roof with a roof-over (2010). The floors are solid with New Sub-flooring and easy-care laminate flooring throughout most of the house, and New Vapor Barrier (2010). Tile in the Kitchen and carpet in the Florida room for added comfort. Close Proximity to the community office, clubhouse, and heated pool, this home is in a prime location within Tarpon Shores. This vibrant, friendly community offers resort-style amenities, including a large clubhouse, heated pool, BBQ grills, a fully equipped kitchen, a library, billiard room, covered shuffleboard courts, bocce ball, pickleball, horseshoe pits, and a calendar full of social activities and monthly newsletters. Enjoy affordable, MAINTENANCE-FREE LIVING WITH A LOW MONTHLY HOA FEE OF $315, covering lawn mowing, lawn spraying (fertilizer, insecticide, and weed control), water, sewer, trash pickup, cable TV with a park information channel, and internet. Plus, no additional fees, no special assessments, and low taxes—all in a non-flood hazard zone. Nearby golfing, the Pinellas Trail, boating, shopping, fine dining, and breathtaking sunsets just minutes away. This is your chance to own a home in one of Tarpon Springs' best 55+ communities. Check out the virtual tour and schedule your private showing today—this rare find won’t last long!

Features

  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Laundry, Lobby Key Required, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Outside
  • Style: Florida
  • Year Built: 1973
  • Garage: Covered, Driveway, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 688
  • Acreage: 0.09
  • Est. Taxes: $1,055
  • HOA Fee: $315 Monthly
  • Lot Desc: Cleared, City Lot, Landscaped, Level, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • Adult Communities: Yes
  • Elem. School: Tarpon Springs Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pet Policy: No
  • Appliances: Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8356703
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/TB8356703/159melodylane_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2025 1:07:19 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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159 MELODY LANE, Tarpon Springs, FL, 34689

$95,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $76,000 $76,000 $76,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.046%
Monthly Tax Payment $88 $88 $88
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $474 $499 $631
Total Monthly Payment $637 $662 $794

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.