558 OSPREY LAKES CIRCLE, Chuluota, FL, 32766 | $959,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Located within the exclusive, gated community of Osprey Lakes, this meticulously maintained five bedroom, 3. 5 bathroom, pool home is ready to welcome a new family! The home is situated on a half acre lot backed by conservation with lake views and is adjacent to the community walking bridge. Mature landscaping, extended driveway, 4-car, and side-entry garage greet you upon approach. Once inside, you are greeted with tons of natural lighting, neutral paint, and wood-look tile that runs throughout the first floor of the home. The foyer offers direct views of the pool and conservation, setting the tone for the rest of the home! To the left of the foyer is your formal dining room, which offers large, front-facing window and kitchen access via an opening at the back of the room. The formal dining room is straight ahead of the foyer and offers those conservation views and makes a great second living space, library, or piano room. Off of these rooms is the true heart of the home - a spacious combination kitchen and family room. The kitchen has been updated with miles of quartz countertops, tile backsplash, and stainless appliances and offers ample 42” cabinetry, oversized island/breakfast bar combo, closet pantry, and dinette with updated chandelier. The family room offers conservation views and sliding glass doors that open to the patio to allow for seamless indoor/outdoor living! A half bathroom can be found off of this room and is the home’s cabana bath - offering access to the pool deck out back. The master suite is located off the right side of the home and is complete with his-and-hers closets with closet systems, sliding doors to the covered patio and pool, and en-suite bathroom, which boasts a large, double-sink vanity with make-up area, updated, oversized shower with built-in shampoo niche, and water closet. A secondary bedroom, with double door entry, can be found adjacent to the master suite, making it the ideal nursery or home office. Double staircases lead to the second floor of the home, where you will find a spacious bonus room with wet bar with sink, mini fridge, and quartz top, perfect for a kid’s playroom, game room, man cave, or home theatre! Two secondary bedrooms share a jack-and-jill bathroom and another secondary bedroom utilizes a bathroom located right off of the bonus room. All three bedrooms are extremely spacious and offer custom closet systems. The jack-and-jill bathroom has a large, double-sink vanity and separate area with toilet and shower/tub combo. The additional bathroom is complete with single-sink vanity and shower/tub combo. Out back is the real star of the show with a large, covered patio opening to a great private pool with water features. The pool is perfect for swimming laps, playing a game of volleyball, or just jumping in on one of our hot, Florida days! An additional covered area is located off the left side with plenty of room for lounging and getting out of the sun. An outdoor kitchen with grill, mini fridge, and bar top overlooks this lounging area and pool and makes this outdoor space ideal for entertaining! All of this overlooks a huge, fenced yard that is perfect for letting your pets and little ones run around without worry! The conservation at the back of the property and the lake views gives you a peaceful and serene environment to unwind after a long day and enjoy time in your outdoor paradise! Don’t miss out on your chance to call this stunning home your own!

Features

  • Amenities: Gated
  • Rooms: 11
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2003
  • Garage: 4-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,685
  • Acreage: 0.5
  • Est. Taxes: $4,760
  • HOA Fee: $1,288 Annually
  • Lot Desc: Conservation Area, In County, Landscaped, Sidewalk
  • View: Trees/Woods, Water
  • Elem. School: Walker Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pool: Gunite, In Ground, Lighting, Screen Enclosure, Tile
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: O6287166
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/O6287166/558ospreylakescircle_chuluota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 9:47:11 AM)
Listing courtesy of Keller Williams Advantage Real   Phone: 407-977-7600

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NMLS Mortgage Loan Originator ID 16953

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558 OSPREY LAKES CIRCLE, Chuluota, FL, 32766

$959,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $767,200 $767,200 $767,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $397 $397 $397
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,662 $4,912 $6,683
Total Monthly Payment $5,151 $5,401 $7,172

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.