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Under contract-accepting backup offers. Located in the highly sought-after Highland Lakes, Palm Harbor's premier 55+ golf community, this beautifully updated and renovated home offers over 1, 700 square feet of luxury living space with an open and split floor plan, ideal for both relaxing and entertaining! No stone was left unturned during this stunning renovation & expansion with upgraded materials and superb craftsmanship. Featuring a spacious living room, family room, and bonus room, hosting friends and family has never been easier. Large hurricane-impact windows allow natural light to flood the home, highlighting the newer luxury vinyl flooring, recessed lighting, and smooth, popcorn-free ceilings. The well-designed kitchen is open to the main living area and boasts gorgeous granite countertops, updated solid wood cabinets, sleek stainless appliances, and both a pantry closet and a spacious walk-in pantry for ample storage. The huge master suite is a true retreat, featuring a large walk-in closet and a custom en-suite bath that will take your breath away. The modern master bath includes a jacuzzi tub, a large walk-in glass shower with multiple shower heads—including a rainfall shower head—private water closet, and an updated vanity with stylish lighting. The second bedroom is privately located on the opposite side of the home and comes with its own updated en-suite bath, offering both privacy and an added touch of luxury for guests or family members. A huge bonus addition, added in 2020, is perfect for entertaining and gathering. With hurricane impact windows and French doors opening out to a private patio and lush green landscaping, this space seamlessly connects to the outdoors. The professionally designed landscaping includes a masonry-based stone-covered walkway around the side of the home, along with an upgraded full-yard sprinkler system to keep your yard pristine year-round. Additional features include an indoor laundry room, and major updates like the electrical panel, HVAC, roof, and hot water heater—all replaced in 2017. The home is high and dry, situated above the flood plain, and has recently passed a 4-point inspection, which is transferable to the buyer for added peace of mind. Highland Lakes is Palm Harbor's premier 55+ golf community with outstanding resort-style amenities. You will like the friendly country club atmosphere. The HOA fee of just $164 a month includes free golf on 3 private executive courses, tennis, pickleball, bocce, and shuffleboard courts, a large clubhouse with a busy schedule of performing arts and social events, exercise classes, a lodge on Lake Tarpon with a private boat ramp, fishing pier, community pontoon boats, and free RV or boat storage in a secure lot. Highland Lakes is a golf cart community, eliminating the need for two cars for many couples. Highland Lakes is blissfully close to Gulf beaches, a wealth of stores and restaurants, excellent medical services, exciting pro sports, rich cultural resources, 2 international airports, and a cruise port. With an unusually high elevation, it is above the flood plain in a non-evacuation zone. The best of your life is ready and waiting for you right here!
This home combines elegance, comfort, and functionality at every turn. Don’t miss out - now is the time to make this entertainer’s paradise yours!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $165 | $165 | $165 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,326 | $2,417 | $3,080 |
Total Monthly Payment | $2,566 | $2,657 | $3,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.