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Your dream home awaits! This oversized Gardenia model in the Village of Charlotte sits on a rare oversized lot, offering plenty of space for a pool. This home features key updates including a New Heat Pump (2023) and New Exterior Paint (2023), this home is truly move-in ready! From the moment you arrive, you will love the enhanced landscaping, the spacious two-car garage plus golf cart garage with epoxy flooring, and the home's unbeatable curb appeal. Inside, natural light floods the open floor plan, highlighting the tile flooring and large living and dining space leading out to the lanai that is a perfect place to relax or entertain. The primary bedroom is a true retreat with a tray ceiling, two walk-in closets, and a spa-like Roman shower. A whole-house water filtration system adds an extra layer of comfort. Tucked away on a quiet street, yet just minutes from golf courses, recreation centers, shopping, dining, Brownwood, and Lake Sumter Landing, this home is perfectly located. If you are looking for a designer home with space, upgrades, and convenience, this is the one! Don't wait-- Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,285 | $4,186 |
Total Monthly Payment | $3,680 | $3,805 | $4,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.