140 RIVIERA DUNES WAY, #404, Palmetto, FL, 34221 | $575,000

LUXURY WATERFRONT LIVING – FULLY FURNISHED & MOVE-IN READY!

Welcome to Bel Mare at Riviera Dunes, where elegance meets convenience in this meticulously maintained 2-bedroom, 2-bath residence. Lightly used as a second home and in pristine condition, this stunning corner unit comes fully furnished with high-end designer pieces, making your move effortless and stylish. Enjoy the comfort of newer appliances, tasteful finishes, and two under-building parking spaces—a rare and valuable perk!

Thoughtfully Curated Interiors Step off your private elevator into a light-filled, open-concept floor plan designed for both relaxation and entertaining. Beautifully appointed living and dining areas flow seamlessly to an expansive terrace with panoramic views of the Manatee River. The spacious kitchen features granite countertops, ample storage, and modern appliances, while each bedroom includes large walk-in closets.

Recent Upgrades Include:

2025 AC
2024 Whirlpool oven/microwave combo
2022 washer & dryer
2022 hot water heater
2022 complete interior repaint
Plush new carpeting with thick padding in all bedrooms and more

FINANCIALLY SOUND & FULLY FUNDED
Enjoy peace of mind with a fully funded reserve, completed Florida SIRS report, and recent community investments:
New 2024 roof
2022 building-wide exterior painting

RESORT-STYLE AMENITIES AT YOUR DOORSTEP
Bel Mare offers an unmatched lifestyle with world-class amenities:
Four resort-style pools & hot tubs
Fitness center, 2 movie theaters & social rooms
Pickleball courts, volleyball, putting green & dog walk
Guest suites for visitors
Access to Riviera Dunes Marina and the new Beach Club, featuring an infinity pool, café, cabanas, bocce ball, lawn games, and more!

IDEALLY LOCATED FOR WORK & PLAY
Easy access to Sarasota, Tampa, and St. Pete airports
Minutes from Anna Maria Island, Longboat Key & Gulf beaches
Close to restaurants, shopping, arts, and nature preserves
Day trips to Orlando’s theme parks or sporting events in Tampa

A PERSONAL NOTE FROM THE SELLERS:
"We’ve loved every moment in this home, but family calls us closer to our grandchildren. We hope the next owners will cherish this space and create lasting memories, just as we have. ”

This is a rare opportunity to own a luxurious, fully furnished waterfront home in one of Florida’s most desirable communities. Schedule your private tour today!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 15
  • Amenities: Basketball Court, Clubhouse, Elevator(s), Fitness Center, Gated, Lobby Key Required, Maintenance, Optional Additional Fees, Other, Park, Pickleball Court(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Storage, Trail(s), Vehicle Restrictions
  • Rooms: 12
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: BEL MARE PH II
  • Year Built: 2007
  • Common Charge: $4,950 Quarterly
  • Approx Sq. Feet: 1,978
  • Est. Taxes: $6,891
  • Lot Desc: Landscaped, Near Marina, Private, Sidewalk
  • View: City, Pool, Water
  • Elem. School: James Tillman Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pool: Deck, Fiber Optic Lighting, Gunite, Heated, In Ground, Lap, Lighting, Outside Bath Access, Salt Water, Tile
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: TB8359384
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/TB8359384/140rivieradunesway_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/30/2025 8:38:15 PM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

140 RIVIERA DUNES WAY, #404, Palmetto, FL, 34221

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.906% 7.025% 6.026%
Monthly Tax Payment $574 $574 $574
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,795 $3,022 $3,820
Total Monthly Payment $3,461 $3,688 $4,486

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.