585 CUTTER LANE, Longboat Key, FL, 34228 | $2,999,999

Exquisite Waterfront Retreat on Longboat Key
Sarasota Bay with private beach access to the sugar-soft sands of the Gulf of Mexico. This meticulously maintained 3, 600 sq. ft. waterfront home is a true paradise, offering breathtaking sunrise and sunset views and a seamless blend of indoor-outdoor luxury living.
Step inside and experience unparalleled water views from nearly every room, enhanced by an expansive 1, 000 sq. ft. addition designed to capture the beauty of the surrounding landscape. The newly renovated first-floor primary suite features a spa-like bathroom and direct access to the pool and patio. The updated chef’s kitchen boasts new high-end appliances, a stylish island, and an open layout, perfect for entertaining. Two additional first-floor bedrooms share a beautifully updated full bath creating a comfortable and stylish space for guests.
The second primary suite upstairs is a versatile space with ten foot ceilings, that can serve as a private guest retreat, artist’s studio, executive home office, or an elegant great room, all with mesmerizing water views.
Enjoy peace of mind with new hurricane-rated glass and doors, a whole-house water softener, new flooring throughout, new garage door, and freshly painted interior and exterior. A newer surround screened lanai area extends your living space, allowing for year-round enjoyment of the Florida breeze leading to a fenced in back yard. Solar panels for pool heating provide sustainable heating of the pool, complementing an energy efficient electric heater.
Step outside to your new private dock, 14, 000 pound aluminum boat lift, and a completely new sea wall with steel reinforced cap where you can relax on the bench seat and listen to the fish jump, hear the birds sing, and even spot dolphin and manatees in the canal. The lush tropical landscaping, and pristine outdoor spaces complete this boater’s paradise.
Ideally situated just minutes from the prestigious Longboat Key Club, where you can enjoy championship golf, world-class dining, tennis, and pickleball. A short drive takes you to the renowned St. Armands Circle, home to upscale boutiques, gourmet restaurants, and vibrant nightlife. Meanwhile, downtown Sarasota’s thriving arts and entertainment scene, along with the convenience of Sarasota International Airport, are all within easy reach. This move-in-ready waterfront masterpiece embodies the pinnacle of luxurious coastal living. Don’t miss this rare opportunity to own a piece of paradise—schedule your private tour today

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 1973
  • Garage: 2-car
  • Heating: Central, Heat Pump, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 3,602
  • Acreage: 0.28
  • Est. Taxes: $13,862
  • HOA Fee: $100 Annually
  • Lot Desc: Near Golf Course, Near Marina
  • View: Water
  • Pool: Heated, In Ground, Other, Outside Bath Access, Screen Enclosure, Solar Heat, Tile
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dryer, Microwave, Refrigerator, Washer
  • MLS#: A4640037
  • Days on Market: 62 days
  • Website: https://www.raveis.com
    /eprop/A4640037/585cutterlane_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 7:05:39 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-383-6411

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

585 CUTTER LANE, Longboat Key, FL, 34228

$2,999,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,399,999 $2,399,999 $2,399,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $1,155 $1,155 $1,155
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,583 $15,367 $20,907
Total Monthly Payment $15,863 $16,647 $22,187

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.