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Welcome to this charming historical 3-bedroom, 2-bathroom bungalow located in the heart of Bradenton. Enjoy breathtaking water views of the bay from both the cozy living room and the master bedroom. This home has been thoughtfully updated with a new AC in 2020 and solar panels added in 2022, making it energy-efficient and eco-friendly. The beautifully remodeled kitchen, complete with granite countertops, was updated in 2017 and is perfect for cooking and entertaining. The floors throughout the home have also been updated in 2024, providing a modern and clean aesthetic. Situated just a short distance from the crystal-clear, sandy beaches of Anna Maria Island and close to Warner's Bayou Boat Ramp and Lewis Park, this home offers a prime location for those who love outdoor activities. Manatee River Garden Club is also close by. Birdwatchers will appreciate the nearby Robinson Preserve. Additionally, this home is conveniently close to shopping, dining, and more, with easy access to I-275 and St. Petersburg. Families will appreciate its proximity to local schools, including Palma Sola Elementary, King Middle School, Manatee High School, and St. Stephens Episcopal School. For added uniqueness, the home features a fallout shelter that can serve as extra storage or be transformed into something special. This property is located in a non-flood zone, offering peace of mind. It also presents a great investment opportunity, given its prime location and potential for future growth. Don’t miss out on this exceptional chance to own a piece of paradise in Bradenton!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,402 | $2,496 | $3,181 |
Total Monthly Payment | $2,740 | $2,834 | $3,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.