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OWNER FINANCING 4. 99% -TERMS NEGOTIABLE! SUPER-QUICK 5-10 min. HARBOR ACCESS! Sold "TURNKEY- FURNISHED" ENJOY NOW! Perfect home for seasonal get-a-way or year-round residence- no rental restrictions! Nothing to do here but RELAX. FISH. BOAT. REPEAT! 80' OF CANAL FRONTAGE on the PELLAM WATERWAY. Ready for immediate occupancy or RENTAL INCOME!
This is a lovely neighborhood; this house sits across the street from the "Rockledge Estate Section". The view from the front- is a big lawn with mossy oak trees & a brilliant Royal Poinciana. . . the back yard is a rolling spacious lawn, lots of tropical landscaping & an enormous shady Mango tree, that produces the sweetest-juiciest mangoes you will ever have - the view over the CANAL will provide the sweetest- SUPER GOLDEN-ORANGE SUNSETS too! A never-ending supply of "HAPPY HOURS" here. Mango MARGARITAS Anyone? UNDERGROUND electric service just installed on the street! The EAST-WEST orientation of the house will provide LOVELY CROSS BREEZES in the home too!
METAL ROOF IN 2023! Blown-in insulation 2023. UPDATED electric service box. All windows REPLACED with PGT IMPACT GLASS- quick close accordion storm shutters protect the sliders to lanai. (Save the POPCORN for movie night! All the ceilings here are updated with a new finish)
FAVORITE FEATURE: All the interior doors are a hand finished solid wood, Arch Top, rustic V- Groove Knotty Pine. WHITEWASHED! GORGEOUS, a labor of love. All hardware Antique bronze.
KITCHEN IS FABULOUS: Remodeled with gorgeous high-end Shaker Style wood cabinetry, a combination of Crisp White and Seaside Blue paint color combination creates the perfect coastal look. All are topped with a Swirling Viscount White Granite with a WATERFALL granite side EDGE. Deep Single bowl sink with Spring -Handle Moen Faucet, antique bronze finish. Backsplash is a rustic textural subway tile. Top cabinets are 42" high, Lighted-Display cabinet over the sink adds interest, 6 huge storage drawers, all full-extension, dovetail joinery and soft close construction. Wood Lazy-Super-Susan in the corner. The SPACIOUS 8' x 3' Double door PANTRY holds an incredible amount of home goods! The ceiling has an accent of Whitewash- V-groove wood & Fan. The Flooring is Cali-Long Board -LVP -Oceanic Oak! Dining area is adjacent to the kitchen w/ sliders to lanai.
BATHROOMS: WOOD VANITIES, SEASIDE COLOR finish, GRANITE TOPS & EACH HAS A NEW LINEN CABINET! Oceanic Oak- LVP Flooring.
Flooring: TILE or LVP
Primary Bedroom: Ensuite- with walk-in closet and sliding door to lanai, views of the canal. BR will accommodate a king-sized bed.
SCREENED & COVERED ENTRY area on front door, "no fumbling for your keys in the rain". LOOK-UP- ceiling is finished w/ V-groove whitewashed wood.
SCREENED SPACIOUS LANAI under roof is "the perfect spot to enjoy a cool beverage and a sunset!"
GARAGE: Very CLEAN- SO-much storage!! Durable Epoxy floor coating! Impact window.
2 walls of CHERRY WOOD CABINETS for STORAGE! EVERYTHING IN IT'S PLACE! Driveway will accommodate multiple cars.
Property is well landscaped with Brilliant Bougainvillea, Pink Roses, Crotons, Ixora, exotic red Thai Plants, Areca Palms! Beds have cement curbing, All freshly mulched!
Composite "Wood Look" Dock w/ALUM-A-HOIST LIFT. QUICK ACCESS to Charlotte HARBOR & into the TURQUOISE waters of the Gulf. Even the driveway and windows were just PROFESSIONALLY CLEANED.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
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$377,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $302,160 | $302,160 | $302,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,985 | $2,529 |
Total Monthly Payment | $2,354 | $2,429 | $2,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.