4091 ROCK CREEK DRIVE, Port Charlotte, FL, 33948 | $377,700

OWNER FINANCING 4. 99% -TERMS NEGOTIABLE! SUPER-QUICK 5-10 min. HARBOR ACCESS! Sold "TURNKEY- FURNISHED" ENJOY NOW! Perfect home for seasonal get-a-way or year-round residence- no rental restrictions! Nothing to do here but RELAX. FISH. BOAT. REPEAT! 80' OF CANAL FRONTAGE on the PELLAM WATERWAY. Ready for immediate occupancy or RENTAL INCOME!
This is a lovely neighborhood; this house sits across the street from the "Rockledge Estate Section". The view from the front- is a big lawn with mossy oak trees & a brilliant Royal Poinciana. . . the back yard is a rolling spacious lawn, lots of tropical landscaping & an enormous shady Mango tree, that produces the sweetest-juiciest mangoes you will ever have - the view over the CANAL will provide the sweetest- SUPER GOLDEN-ORANGE SUNSETS too! A never-ending supply of "HAPPY HOURS" here. Mango MARGARITAS Anyone? UNDERGROUND electric service just installed on the street! The EAST-WEST orientation of the house will provide LOVELY CROSS BREEZES in the home too!

METAL ROOF IN 2023! Blown-in insulation 2023. UPDATED electric service box. All windows REPLACED with PGT IMPACT GLASS- quick close accordion storm shutters protect the sliders to lanai. (Save the POPCORN for movie night! All the ceilings here are updated with a new finish)

FAVORITE FEATURE: All the interior doors are a hand finished solid wood, Arch Top, rustic V- Groove Knotty Pine. WHITEWASHED! GORGEOUS, a labor of love. All hardware Antique bronze.

KITCHEN IS FABULOUS: Remodeled with gorgeous high-end Shaker Style wood cabinetry, a combination of Crisp White and Seaside Blue paint color combination creates the perfect coastal look. All are topped with a Swirling Viscount White Granite with a WATERFALL granite side EDGE. Deep Single bowl sink with Spring -Handle Moen Faucet, antique bronze finish. Backsplash is a rustic textural subway tile. Top cabinets are 42" high, Lighted-Display cabinet over the sink adds interest, 6 huge storage drawers, all full-extension, dovetail joinery and soft close construction. Wood Lazy-Super-Susan in the corner. The SPACIOUS 8' x 3' Double door PANTRY holds an incredible amount of home goods! The ceiling has an accent of Whitewash- V-groove wood & Fan. The Flooring is Cali-Long Board -LVP -Oceanic Oak! Dining area is adjacent to the kitchen w/ sliders to lanai.

BATHROOMS: WOOD VANITIES, SEASIDE COLOR finish, GRANITE TOPS & EACH HAS A NEW LINEN CABINET! Oceanic Oak- LVP Flooring.

Flooring: TILE or LVP

Primary Bedroom: Ensuite- with walk-in closet and sliding door to lanai, views of the canal. BR will accommodate a king-sized bed.

SCREENED & COVERED ENTRY area on front door, "no fumbling for your keys in the rain". LOOK-UP- ceiling is finished w/ V-groove whitewashed wood.

SCREENED SPACIOUS LANAI under roof is "the perfect spot to enjoy a cool beverage and a sunset!"

GARAGE: Very CLEAN- SO-much storage!! Durable Epoxy floor coating! Impact window.
2 walls of CHERRY WOOD CABINETS for STORAGE! EVERYTHING IN IT'S PLACE! Driveway will accommodate multiple cars.
Property is well landscaped with Brilliant Bougainvillea, Pink Roses, Crotons, Ixora, exotic red Thai Plants, Areca Palms! Beds have cement curbing, All freshly mulched!
Composite "Wood Look" Dock w/ALUM-A-HOIST LIFT. QUICK ACCESS to Charlotte HARBOR & into the TURQUOISE waters of the Gulf. Even the driveway and windows were just PROFESSIONALLY CLEANED.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 80 x 135
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1978
  • Garage: 1-car Garage Door Opener, Off Street
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,131
  • Acreage: 0.25
  • Lot Size: 80 x 135
  • Est. Taxes: $4,431
  • Lot Desc: In County, Landscaped, Level
  • View: Garden, Water
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: C7506457
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/C7506457/4091rockcreekdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 1:14:33 AM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4091 ROCK CREEK DRIVE, Port Charlotte, FL, 33948

$377,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $302,160 $302,160 $302,160
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $369 $369 $369
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,910 $1,985 $2,529
Total Monthly Payment $2,354 $2,429 $2,973

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.