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A superb choice for year round living or a part-time getaway. This meticulously maintained 3 bedroom, 2. 5 bath townhome offers plenty of space and comfort- just minutes from gorgeous Anna Maria Island beaches. This move-in ready residence stands out with north and south water views and is one of the few with all new high impact windows and sliders, offering peace of mind and energy efficiency. The first floor dining, kitchen, half bath and living area flow out to a private screened lanai with serene views of the pond and resident turtles and ducks. The kitchen features 42" wood cabinets, granite counters, tile backsplash and can be conveniently accessed from the attached garage. Upstairs, the 14' x 16' primary bedroom has an en-suite bath and large walk-in closet. There are two more bedrooms and a full bath, situated down the hallway, as well as the washer/dryer. Other updates include new interior paint, brand new hot water heater, wood flooring on stairs and main bedroom, closet built-ins and custom remote shades on the sliders. The home is solidly built with stucco, new tile roof in 2024 and is not in a designated flood zone. Palma Sola Trace is a pet-friendly neighborhood with sidewalks, green space and beautifully maintained landscaping- ideal for walking, biking or a swim in the lagoon pool. A large clubhouse has kitchen, meeting space and a well equipped gym. With an enviable location, you'll find shops, restaurants, places of worship and local businesses close by, many within a mile. IMG Academy, the spectacular Robinson's Preserve and are just a short distance. Your slice of paradise is waiting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$367,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $294,000 | $294,000 | $294,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,931 | $2,461 |
Total Monthly Payment | $2,281 | $2,354 | $2,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.