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This house has so much for so many. First time buyer? Downsizing? Working from home? Got stuff? Need storage buildings? Need a workshop? Hobbyist? Prefer all brick? Want a solidly built home? Want to be close to downtown? Want to be close to I-85? Want a basement? Want 1 level? Want a large backyard? Need a shop with power? Need a place for your RV or camper? Got several cars? Need a long driveway? Want outdoor space? Want a man cave? Need a spot for a pool table? Need a spot for exercise equipment? Need a fenced yard? We got you! This house has it all and has been maintained very well. The owner has invested much in the long driveway, encapsulation of the crawlspace, the RV shed and more. Oh. . . and the 8 camera security system stays, along with the robo vacuum and washer and dryer. Schedule your private tour today. Up to a $4, 500 Lender Credit available thru preferred lender
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,127 | $1,170 | $1,473 |
Total Monthly Payment | $1,242 | $1,285 | $1,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.