143 Hilltop Terrace, Kerhonkson, NY, 12446 | $299,000

The sweetest 2 bedroom, 1 bath cozy Cottage refreshed and move in ready has become available. This compact 524 sq ft is situated on a . 40 acre level lot and includes a 26 x 30 detached garage with 10 x10 overhead doors and 12 foot ceilings which could be a dream come true for woodworkers, contractors, car enthusiasts or home business entrepreneurs, a space not often found in this price range. Easily create a home hobby space. The cottage is adorable with convenient and up to date interior. The full kitchen has ample cabinets and granite countertop for creating your favorite cuisine, stainless steel appliances, cute built in wine rack, huge stainless-steel sink often see in high end homes and a peninsula with seating for 4 that can unlatch from the wall and become free-standing. A laundry closet that can hold a full size stackable or an all-in-one washer/dryer. 2 bedrooms with closets, a full bath. The living room area is adorable with a wall mounted ethanol fireplace to add a page to your romantic story of this cute get away or a home for the minimalist. The inviting covered front porch is a perfect spot to enjoy morning coffee or an evening beverage. The rear yard has a privacy fenced side with a fire pit area and swing. There is plenty of room to put an addition on the cottage or build a ADU up to 750 sq ft. Paved driveway can easily hold 6 cars or a motorhome, camper, boat or other large vehicles. Attached to the side of the garage is an enclosed machine shed 9 x 30 with vaulted ceiling. The convenient location to Route 209 or Route 44/55 makes commuting to New Paltz, Poughkeepsie, historic Kingston or points south to Route 52 and Route 17 a breeze. Enjoy the beautiful ''Gunks'' and the wide variety of natural beauty the area offers. Many craft breweries and wineries to visit, the Resorts casino and water park or the new Lego Land down Route 17. Restaurants that are Zagat rated and some offer weekend music. There are farmers markets when in season, places to pick berries, pumpkins, hayrides, all the things you associate with country living are within a reasonable drive. For Winter fun, a short drive to skiing. The summer offers lakes and streams for fishing or boating and swimming and even the Hudson River isn't that far away.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, In Hall, Washer Hookup
  • Style: Cottage
  • Year Built: 1960
  • Garage: 4-car
  • Heating: Baseboard, Hot Water, Oil
  • Cooling: None
  • Basement: Partial
  • Approx Sq. Feet: 524
  • Acreage: 0.41
  • Est. Taxes: $1,806
  • Lot Desc: Back Yard, Front Yard, Landscaped, Level, Near School
  • Elem. School: Contact Agent
  • Middle School: Rondout Valley Junior High School
  • High School: Rondout Valley High School
  • School District: Rondout Valley Central
  • Appliances: Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 832991
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/832991/143hilltopterrace_kerhonkson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Lucille Hand Real Estate   Phone: 845-647-8020

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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143 Hilltop Terrace, Kerhonkson, NY, 12446

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $151 $151 $151
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,512 $1,571 $2,002
Total Monthly Payment $1,737 $1,796 $2,227

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.