![]() |
The sweetest 2 bedroom, 1 bath cozy Cottage refreshed and move in ready has become available. This compact 524 sq ft is situated on a . 40 acre level lot and includes a 26 x 30 detached garage with 10 x10 overhead doors and 12 foot ceilings which could be a dream come true for woodworkers, contractors, car enthusiasts or home business entrepreneurs, a space not often found in this price range. Easily create a home hobby space. The cottage is adorable with convenient and up to date interior. The full kitchen has ample cabinets and granite countertop for creating your favorite cuisine, stainless steel appliances, cute built in wine rack, huge stainless-steel sink often see in high end homes and a peninsula with seating for 4 that can unlatch from the wall and become free-standing. A laundry closet that can hold a full size stackable or an all-in-one washer/dryer. 2 bedrooms with closets, a full bath. The living room area is adorable with a wall mounted ethanol fireplace to add a page to your romantic story of this cute get away or a home for the minimalist. The inviting covered front porch is a perfect spot to enjoy morning coffee or an evening beverage. The rear yard has a privacy fenced side with a fire pit area and swing. There is plenty of room to put an addition on the cottage or build a ADU up to 750 sq ft. Paved driveway can easily hold 6 cars or a motorhome, camper, boat or other large vehicles. Attached to the side of the garage is an enclosed machine shed 9 x 30 with vaulted ceiling. The convenient location to Route 209 or Route 44/55 makes commuting to New Paltz, Poughkeepsie, historic Kingston or points south to Route 52 and Route 17 a breeze. Enjoy the beautiful ''Gunks'' and the wide variety of natural beauty the area offers. Many craft breweries and wineries to visit, the Resorts casino and water park or the new Lego Land down Route 17. Restaurants that are Zagat rated and some offer weekend music. There are farmers markets when in season, places to pick berries, pumpkins, hayrides, all the things you associate with country living are within a reasonable drive. For Winter fun, a short drive to skiing. The summer offers lakes and streams for fishing or boating and swimming and even the Hudson River isn't that far away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,571 | $2,002 |
Total Monthly Payment | $1,737 | $1,796 | $2,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.