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Welcome to Harshaw Lake Park – A Hidden Gem in the Heart of St. Petersburg! Discover this beautifully renovated 2-bedroom, 2-bathroom condo nestled in a peaceful 55+ single-story community in a NON-FLOOD ZONE. This charming home offers a tranquil and convenient lifestyle, perfect for those seeking comfort and ease.
The updated kitchen boasts stainless steel appliances, granite countertops, and ample storage space, providing plenty of room for meal preparation. Adjacent to the kitchen, a cozy breakfast nook offers the perfect spot to start your day.
Enjoy modern elegance with waterproof luxury vinyl flooring featuring a soundproof layer. The updated bathrooms showcase stylish vanities with granite countertops. The spacious master bedroom includes a walk-in closet and an en-suite bathroom with a double sink vanity, generous counter space, and a brand-new toilet.
Convenience is key with an in-unit washer and dryer tucked away in a dedicated utility room. Plus, with no upstairs neighbors, you’ll appreciate the added peace and privacy. The condo is located on the second floor, easily accessible via an elevator. Parking is a breeze with an assigned covered parking space right outside your door, plus ample guest parking for visiting friends and family.
Situated between the breathtaking Gulf beaches and the vibrant Downtown St. Petersburg, this centrally located community offers the best of both worlds. Harshaw Lake Park is known for its lush, landscaped grounds, creating a serene, park-like setting with mature shade trees and beautiful foliage. Relax and unwind by the community pool and sundeck, just steps from your home. Additional upgrades include hurricane windows installed in 2018 and a brand-new AC system (2024). Please note: This is a pet-restricted community—dogs are not permitted, but small indoor pets are allowed. Don't miss this rare opportunity to own a beautifully updated condo in one of St. Petersburg’s best-kept secrets!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $44 | $44 | $44 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,523 | $1,504 | $1,899 |
Total Monthly Payment | $1,642 | $1,623 | $2,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.