Under contract-accepting backup offers. Major price reduction. Imagine having coffee on your covered front porch looking out at the mature oaks in this super quiet top 55+ community in growing Ocala.
This furnished turnkey villa is ready for a quick move in. The unit has no carpet. Roof replaced 2017. The air conditioned lanai has newer windows and gets
plenty of AC from the kitchen. The square footage reflects that. Philadelphian model with 2/2 and over sized garage with upgraded
washer and dryer and water softener. Master has walk in closet and master bath has walk in shower. The extra TV is lanai is perfect for
using it as an office and having a small TV right there or it can be removed. Same with the small bookshelves. Both bedrooms have Queen sized beds and two person love seat in living room is so relaxing. Eat in the kitchen small table or the dining table at the end of the living room. Association cover insurance on the building and maintains the landscaping. Some TV channels are included with Spectrum.
On Top of the World is one of the premier 55+ communities with many clubs and two recreation centers and many pickleball courts and three restaurants in the community and a fun adult educational group called Master The Possibilities. This gated community has indoor and outdoor pools and large billiard room if that is your hobby. Two private golf courses and a public one give ample options for golfers.
Can be rented for 6 month plus a week minimum. Therefore it could be used by a snowbird or full time resident. Easy to show.
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $165 | $165 | $165 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $758 | $788 | $1,005 |
Total Monthly Payment | $997 | $1,027 | $1,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.