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Pack your bags and make your move to this 3bd/2ba home on 1. 13 acres and start making memories! Enjoy the large fenced backyard, perfect for a pool with enough space for a garden and the kids and furbabies to play! The enormous 28'x30' garage/workshop with electric and a cement floor is perfect for cars, toys and hobbies. With a sizable covered front porch, sliding glass doors in the living room that lead to the sprawling lighted back deck overlooking the backyard, it's the perfect area for grilling and entertaining. This seller is offering a home warranty and professional deep cleaning at closing. There are so many upgrades that have been done inside and out! The eat-in kitchen has stainless steel appliances and a private laundry room. The spacious primary bedroom has 2 walk-in closets and an oversized walk-in shower and bidet in the ensuite bathroom. The front yard has a graveled driveway and mulched flower beds. The back deck was expanded in April 2024. New vinyl plank flooring with a lifetime transferable warranty, a brand new Senville 3 1/2 ton ducted split air conditioning unit with a built-in dehumidifier and 10-year warranty are some of the upgrades that have been done. A new septic line and gutters have been put in. A vapor barrier has been installed with moisture and mold resistant closed cell foam added to crawl space increasing energy efficiency. In 2023 a new well pump and upgraded filtration system was installed, a new roof put on and a brand new water heater put in. Inside and out this home has been remodeled and upgraded. Flood insurance is NOT needed and there is NO HOA! Oleander Ave is on the list to be paved soon. Home was under contract for 3 months, inspections were complete, the contract fell through due to the buyer was unable to qualify for financing. This home is located only 3 miles from Hidden Trails Park, 5 miles to Bull Creek Public Boat Launch/Fish Camp and Campground, Haw Creek Preserve and Dead Lake. 9 miles to Shell Bluff State Park, 11 miles to Crescent Lake. It is less than 35 miles to World Famous Daytona Beach, Palm Coast, Ormond Beach, Flagler Beach, Historic St. Augustine, Marineland and Palatka. Approximately a little less than an hour and a half to Jacksonville, Orlando and Ocala.
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Our Executive Mortgage Banker:
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$322,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $258,399 | $258,399 | $258,399 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,698 | $2,163 |
Total Monthly Payment | $1,939 | $2,025 | $2,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.