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This is maintenance and stress-free living in a condominium community for 55+. This community is centrally located in Port Charlotte. You can walk to grocery stores, restaurants and shopping. Major medical facilities and physician offices and other professional services are just minutes away. Hampshire House has recently been painted and the interior has a new, modern look. There is additional deeded storage for each condo in the building. Laundry facilities are on site, right around the corner from your unit. You have a reserved parking space directly in front of the back door to your condo. This is a first floor unit so walk right in and put those groceries away! The condo comes turn key furnished as shown. Both bedrooms have hurricane impact windows. Both bathrooms have been updated and the master bath features a step in shower. A full roof replacement has been completed and all special assessments have been paid by the seller. There is lots to do at Charlotte Square for the snowbird or full time Florida resident. Two heated pools, shuffleboard, tennis, and billiards are some of the activities to enjoy. There are sidewalks to leisurely stroll. Stop by one of the grills and cook your supper. It's all here waiting for you! Your building, Hampshire House, has a community room just for residents to gather. It's a great place to call home! Charlotte Beach Park is 10 minutes away. You will find a sandy shore, pavillions, basketball, bocce ball and a long pier for fishing! This is your chance to be a part of it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$95,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $76,000 | $76,000 | $76,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $474 | $499 | $631 |
Total Monthly Payment | $711 | $736 | $868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.