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Discover the charm of this impressive colonial residence, nestled in the Higganum section of Haddam. This remarkable home, offered for the first time by its original owner, boasts four spacious bedrooms, perfect for comfortable living. Step inside to find a cozy living room featuring a Ravelli pellet stove, creating a warm and inviting atmosphere. Enjoy seamless indoor-outdoor living with sliders that open to a custom patio, complete with a beautifully designed fire pit - ideal for entertaining or relaxing under the stars. The home is equipped with a hybrid hot water heater that's three times more efficient, ensuring energy savings and comfort. Experience the convenience of updated lighting throughout, enhancing the modern feel of the space. The kitchen is a chef's dream, adorned with sleek stainless steel appliances that perfectly complement the elegant design. The garage features stunning epoxy flooring, adding a touch of sophistication to your storage space. The professionally landscaped yard is a true oasis, providing a lush and serene environment to enjoy year-round. Don't miss the opportunity to make this exceptional property your new home. Schedule a viewing today and experience the perfect blend of comfort and style!
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 11.0 x 15.0 | Upper |
Bedroom 2 | Hardwood Floor | 11.0 x 14.0 | Upper |
Bedroom 3 | Hardwood Floor | 11.0 x 12.0 | Upper |
Dining Room | Hardwood Floor | 12.0 x 15.0 | Main |
Kitchen | Granite Counters,Eating Space,Hardwood Floor | 15.0 x 19.0 | Main |
Living Room | Pellet Stove,Patio/Terrace,Sliders,Hardwood Floor | 24.0 x 15.0 | Main |
Office | Hardwood Floor | 12.0 x 11.0 | Main |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 19.0 x 15.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $709 | $709 | $709 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,970 | $3,127 | $3,985 |
Total Monthly Payment | $3,771 | $3,928 | $4,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.