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Under contract-accepting backup offers. No flooding! Stunning home that is move-in ready! Beautiful furnishings are included! This well-maintained 2 bed/2 bath home that was custom-built in 2003 has almost 1, 300 sq. ft of living space plus a 200 sq ft screened lanai. The upgrades are many: Remodeled kitchen in 2022 with new cabinets, stainless appliances and granite countertops, 2019 laminate flooring in living areas, carpet in bedrooms and ceramic tile in baths, 2018 shingle roof and 2017 HVAC system. 2023 screened lanai with all-weather shades, large tropical motif ceiling fan, outdoor furniture and large TV for entertaining. 2024 Remodeled guest bath with new walk-in shower. Remodeled bath in primary bedroom suite with granite countertops and tile shower in 2023. Solar tubes in baths provide extra lighting. Indoor laundry closet with full-size washer and dryer. Newer double-paned windows with blinds and ceiling fans throughout. Large front porch to enjoy the outdoors. Carport will hold one car and golf cart with a shared parking space beside. Large shed for storage. Back of home features community area for grandchildren and dogs to play. Easy care stone landscaping. Great location across from the clubhouse, pool and private boat ramp. This is the retirement home that you've been searching for! Price includes share for the lot and ownership in the co-op. Low monthly maintenance fee is $380 and includes water/sewer/trash pick up/lawn mowing/private streets/24 hr manned gate/professional management and all amenities including clubhouse, heated pool, two boat ramps and kayak launch, new fitness center, billiards and so much more! Popular Americana cove is a 55+ pet friendly waterfront community located only 10 mins from downtown St. Petersburg, 20 mins to two airports and 25 mins to beaches. 4th St. shopping, restaurants and grocery are mins away. Management requires 675 or above credit score for each buyer. Two dogs or cats up to 35 pounds are welcomed; 2 pets total each household. Make this home your full-time residence, vacation home or investment property as renting is allowed with 2 month minimum. So much to love here! Take a look!
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Our Executive Mortgage Banker:
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,393 | $1,775 |
Total Monthly Payment | $1,812 | $1,865 | $2,247 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.