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This picturesque creekside home on a cul de sac offers all you need for easy multi-generational living. The large front porch overlooks the community greenway and is just waiting for you to relax with a glass of tea. The first floor features a large living room with a fireplace flanked by beautiful built-in bookcases, hardwood floors and french doors that open onto the sunroom where you can watch nature from the floor to ceiling windows that flood the area with light. The open kitchen with timeless granite countertops provides plenty of space for people to gather around the island. The large dining room is ready for family dinners or could easily be converted into a downstairs office space for your work-from-home needs. A large primary suite, the first of two, includes a bath with a double vanity, gracious walk-in closet and window seat perfect for a cozy reading nook. The spacious laundry room and half bath complete the first floor. The stairs lead to the second primary suite with multiple closets, and three more equally charming bedrooms. Storage abounds in each of the bedrooms. The basement level holds this raised cottage’s hidden gem just waiting for you to finish out to suit your needs. A large secondary living area with a wood burning fireplace holds lots of potential. The additional space could continue to be a workshop or use your vision to make it a self contained living area, the stubbed out plumbing for a bathroom already in place. With it’s own exterior entrance this level could be a separate living area for a family member . There is plenty of room to spread out on your seven acres, exploring nature and splashing in the creek on this serene property; or head down the street to explore the community park, visit downtown Laurens located minutes away, or hop on the interstate and visit Greenville or Columbia. This charming southern style home is just waiting for you!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $552,000 | $552,000 | $552,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,444 | $3,626 | $4,621 |
Total Monthly Payment | $3,753 | $3,935 | $4,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.