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Welcome to this stunning 9-room Center Hall Colonial in the desirable Heritage View Estates in Lincoln. This elegant residence features 4 bedrooms, 2. 5 bathrooms and offers a perfect blend of comfort and modern updates. As you enter, you're greeted by a beautifully tiled entryway that leads to a spacious living room. The living room boasts hardwood flooring and a cozy fireplace, creating an inviting atmosphere while overlooking a serene, private backyard perfect for outdoor relaxation and gatherings. The heart of the home is the updated kitchen, which showcase gleaming granite countertops, stainless steel appliances, and a central island, making it an ideal space for both cooking and entertaining. The hardwood floors continue throughout the main level, enhancing the home's warmth and charm. On the first floor, you'll find a dedicated office space, perfect for remote work or study, along with a convenient laundry room. The front of the home features a charming farmer's porch,
inviting you to enjoy your morning coffee or unwind in the evenings. Home features 2 car integral garage. Lower level is finished and walks out to backyard. There are sliders to a large deck- perfect for outside entertaining. Located close to all amenities, this home combines tranquility with convenience, making it an exceptional choice for families or anyone looking for a blend of comfort and accessibility in a lovely neighborhood. Don't miss the opportunity to make this beautiful colonial your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,920 | $583,920 | $583,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,691 | $3,836 | $4,888 |
Total Monthly Payment | $4,197 | $4,342 | $5,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.