3020 SILVA WOOD DRIVE, Valrico, FL, 33596 | $979,999

FLOOD INSURANCE is NOT required. Discover this rare gem-- a Homes by WestBay Artisan Series Verona floor plan on an absolutely stunning setting that is one-of-a-kind! Built in 2020, this luxury beauty sits on a 0. 37 acre pie-shaped lot with 106' frontage, 151' depth , >30' side yards & nearly 168' width at the rear! The fully fenced EAST-facing backyard has gorgeous green park-like views of the community's expansive green belt! The Verona floor plan offers: 3596 SF with 5 bedrooms, including a first-floor bedroom with a full bath, a dedicated office/den and a spacious bonus room. The kitchen and great room are designed to take full advantage of this home's extraordinary outdoor setting. Step into the backyard through an impressive 8'x16' 4-panel glass slider from the great room, expanding the living area to the covered lanai, screened crystal clear inground pool with a 4-jet spa, grilling area and outdoor seating spaces! Inside, the kitchen is appointed with all of the modern colors and chef selections: warm neutral colored 42" upper cabinets with crown molding, convenient kitchen drawers for pots and pans, a deep single basin stainless steel sink, LG Inverter Linear French door refrigerator, basket weave mosaic tile backsplash, under-cabinet lighting, pull-out shelving, a double wastebasket drawer, a walk-in pantry +++ an oversized island with clear glass wide pendant lighting. The kitchen is outfitted with GE Profile stainless steel appliances, including a WIFI connect smart wall oven, 5-burner gas range, stainless steel range hood (vents outside), dishwasher and microwave. Step up the wood staircase to the second floor into the spacious 19'x17' bonus room with a projector and screen for entertainment. Bedrooms 3 and 4 share a Jack-and-Jill bath & bedroom 5 bath is conveniently adjacent to the bedroom! The owner's retreat offers a generous 14'x16' layout facing the eastern glorious green views, a luxurious en suite spa bath with dual separate sinks, a walk-in 7' shower encased in vertical tile and a Stargaze freestanding soaking bathtub. Additional home highlights include: 2'x1' neutral tile, separate laundry room with cabinetry and utility sink, Pro/Tran 2 generator transfer, alarm system, COR smart Thermostat (WIFI capable), wood staircasing with iron balusters, 8' interior doors, 8' glass double front doors, 10' ceilings, water softener, reverse osmosis filtered drinking water, wet bar pre-plumb in the bonus room, outdoor kitchen plumbed for gas, electric and water, trey ceiling with crown at the foyer + upgraded premiere surround sound speakers! Ridgewood Estates is an exclusive community of 50 homes, featuring the Artisan series from Homes by WestBay. Ridgewood Estates is an impressive gated community with paver driveways, maintained landscaping and executive homes with no CDD and low HOA fees only $590/Quarter. This is the perfect location with serene living, but close to all of the conveniences. Excellent Schools: Nelson Elementary, Mulrennan Middle School and Durant High School. The 10-year structural builder warranty is transferable++ no flood insurance required! Valrico is home to Tampa & MacDill AFB commuters!

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 106 x 151
  • Laundry: Laundry Room
  • Style: Mediterranean
  • Year Built: 2020
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 3,596
  • Acreage: 0.37
  • Lot Size: 106 x 151
  • Est. Taxes: $8,311
  • HOA Fee: $590 Quarterly
  • Lot Desc: Cul-De-Sac, Greenbelt, Oversized Lot, Sidewalk
  • View: Park/Greenbelt, Trees/Woods
  • Elem. School: Nelson-HB
  • Middle School: Mulrennan-HB
  • High School: Durant-HB
  • Pool: Child Safety Fence, Deck, Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8360170
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/TB8360170/3020silvawooddrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 1:00:52 AM)
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES   Phone: 813-658-2121

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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3020 SILVA WOOD DRIVE, Valrico, FL, 33596

$979,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $783,999 $783,999 $783,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.898% 6.739% 6.560%
Monthly Tax Payment $693 $693 $693
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,827 $5,020 $6,776
Total Monthly Payment $5,612 $5,805 $7,561

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.