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FLOOD INSURANCE is NOT required. Discover this rare gem-- a Homes by WestBay Artisan Series Verona floor plan on an absolutely stunning setting that is one-of-a-kind! Built in 2020, this luxury beauty sits on a 0. 37 acre pie-shaped lot with 106' frontage, 151' depth , >30' side yards & nearly 168' width at the rear! The fully fenced EAST-facing backyard has gorgeous green park-like views of the community's expansive green belt! The Verona floor plan offers: 3596 SF with 5 bedrooms, including a first-floor bedroom with a full bath, a dedicated office/den and a spacious bonus room. The kitchen and great room are designed to take full advantage of this home's extraordinary outdoor setting. Step into the backyard through an impressive 8'x16' 4-panel glass slider from the great room, expanding the living area to the covered lanai, screened crystal clear inground pool with a 4-jet spa, grilling area and outdoor seating spaces! Inside, the kitchen is appointed with all of the modern colors and chef selections: warm neutral colored 42" upper cabinets with crown molding, convenient kitchen drawers for pots and pans, a deep single basin stainless steel sink, LG Inverter Linear French door refrigerator, basket weave mosaic tile backsplash, under-cabinet lighting, pull-out shelving, a double wastebasket drawer, a walk-in pantry +++ an oversized island with clear glass wide pendant lighting. The kitchen is outfitted with GE Profile stainless steel appliances, including a WIFI connect smart wall oven, 5-burner gas range, stainless steel range hood (vents outside), dishwasher and microwave. Step up the wood staircase to the second floor into the spacious 19'x17' bonus room with a projector and screen for entertainment. Bedrooms 3 and 4 share a Jack-and-Jill bath & bedroom 5 bath is conveniently adjacent to the bedroom! The owner's retreat offers a generous 14'x16' layout facing the eastern glorious green views, a luxurious en suite spa bath with dual separate sinks, a walk-in 7' shower encased in vertical tile and a Stargaze freestanding soaking bathtub. Additional home highlights include: 2'x1' neutral tile, separate laundry room with cabinetry and utility sink, Pro/Tran 2 generator transfer, alarm system, COR smart Thermostat (WIFI capable), wood staircasing with iron balusters, 8' interior doors, 8' glass double front doors, 10' ceilings, water softener, reverse osmosis filtered drinking water, wet bar pre-plumb in the bonus room, outdoor kitchen plumbed for gas, electric and water, trey ceiling with crown at the foyer + upgraded premiere surround sound speakers! Ridgewood Estates is an exclusive community of 50 homes, featuring the Artisan series from Homes by WestBay. Ridgewood Estates is an impressive gated community with paver driveways, maintained landscaping and executive homes with no CDD and low HOA fees only $590/Quarter. This is the perfect location with serene living, but close to all of the conveniences. Excellent Schools: Nelson Elementary, Mulrennan Middle School and Durant High School. The 10-year structural builder warranty is transferable++ no flood insurance required! Valrico is home to Tampa & MacDill AFB commuters!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$979,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $783,999 | $783,999 | $783,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | $693 | $693 | $693 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,827 | $5,020 | $6,776 |
Total Monthly Payment | $5,612 | $5,805 | $7,561 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.