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This won’t last long, so don’t wait! Welcome home to this Stunning Shell Creek waterfront property providing spectacular water and sunset views creating your very own semi private compound. This incredible 2bed/2bath/plus office home and is a crème puff! Enjoy your very own private dock and 10, 000lb boat lift. If you enjoy boating and fishing this home is a must have! 148 Shell Creek was exquisitely built in 2016 with every possible upgrade, from 9ft tall ceilings with crown molding, recessed lighting, walnut kitchen cabinetry, built-in wine cabinet, expansive water view windows, to the spacious master bedroom with shotgun view of the creek. You will be amazed at how large the master bathroom is with tile, dual sinks, and a huge walk-in shower. The oversized laundry room is a delight and gives you plenty of space for storage. The second bedroom features built-in closets with a well-placed Murphy bed for quick stowing when extra room is preferred. Get your important work done in the generously sized office. The open floor plan invites you to relax in the great room while gazing out to the peaceful creek, every seat has a view, you may not ever want to leave, unless you prefer sitting out on the screened lanai sipping tea while you enjoy the fresh creek air. Just incredibly thought out and built with great attention to detail. Brick pavers span the driveway and carport up to the main entrance and around the lanai.
This property totaling 1800 sq ft -with parking for 3 cars is a rare opportunity and a must see! With ample storage and plenty of space to entertain friends and family, this area of Lazy Lagoon seamlessly blends the indoors with the beauty of the outdoors. Situated conveniently near the highway, this home is just minutes away from downtown Punta Gorda, where you can explore a vibrant mix of shopping, dining, and entertainment. Embrace the best of both worlds – the tranquility of waterfront living and the convenience of being close to all the amenities you desire. Don't miss the opportunity to make this waterfront retreat your own! Immerse yourself in the charm of this 55+ community and start enjoying the laid-back Florida lifestyle. Low HOA fees and quiet neighborhood. Bring your golf cart! Transferable flood insurance! Call for a private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,243 | $1,309 | $1,654 |
Total Monthly Payment | $1,625 | $1,691 | $2,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.