Amelia Island Plantation sits majestically at the southern end of the island and this condo is located behind its gated entrance. Beautifully renovated, this one-bedroom, one-bath residence has an excellent layout, giving you the opportunity to live full-time in the community or use it as a vacation or weekend getaway. Lock & leave when you aren't here or use it as an investment property. Enjoy the HEATED pool & the ocean with its gorgeous beach, just beyond the pool's amenities. The villa is light & bright with an open plan. Freshly painted, with luxury vinyl plank floors throughout, beautiful cabinetry & solid-surface counters in the kitchen & bath. Two large closets, two separate vanities & an excellent shower are in the bedroom suite. Rooms flow easily w/the convenience of no interior stairs in the home. See list of extensive renovations. Ready to move in! And with the charm of downtown Fernandina Beach nearby, you'll never want to leave. The sea is calling. Hurry home. unit. Several items in the home may be for sale so ask for detailed info. 1306 Shipwatch is ready for you to move into as soon as you wish. Don't wait to start living your best life on Amelia Island! The sea is calling. Hurry home.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,600 | $355,600 | $355,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,248 | $2,336 | $2,977 |
Total Monthly Payment | $2,323 | $2,411 | $3,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.