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**GREAT OPPORTUNITY In a FULL RESERVES CONDOMINIUM** * NO SPECIAL ASSESSMENT*
This single-story corner unit offers 3 bedrooms, 2 bathrooms, and a bonus room, all contained within 1, 540 square feet on one level. The unit includes two parking spaces: one covered space conveniently located near the condominium's front door and an additional space. This home is situated on the 5th floor and boasts new hurricane impact-resistant windows, hurricane shutters, and a modern kitchen with designer tile floors.
The semi-formal dining room, high ceilings, and floor-to-ceiling sliding glass doors enhance the panoramic water views. Built-in 1974, this secure concrete building features multiple elevators and a keyed lobby entrance for added safety. Every room in this beautifully maintained condo provides stunning views of the Intracoastal Waterway, Boca Ciega Bay, Treasure Island Yacht Club, and Treasure Bay Golf Course, as well as breathtaking sunrises and sunsets thanks to its southern exposure.
The spacious master bedroom includes a private master bath with dual vanities and a separate water heater. Additional features include ample closet space and a cleverly designed stacked washer/dryer closet. The A/C unit is two years old.
The HOA covers various utilities, including water, sewer, trash, building insurance, exterior maintenance, grounds upkeep, and basic cable. Please note that this is a "no pet" building.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,516 |
Total Monthly Payment | $3,110 | $3,249 | $4,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.