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Welcome to Your Dream Colonial in West Babylon! This is a home not to be missied!! Nestled on a picturesque, tree-lined street, this beautifully maintained 4-bedroom, 2. 5-bath Colonial offers an exceptional blend of charm, comfort, and convenience. Thoughtfully designed by the original builder for his own family, this home boasts unique features and rare amenities that set it apart. Step inside to a warm and inviting entryway that flows seamlessly into spacious, light-filled rooms. The carefully crafted layout ensures a perfect balance of open gathering spaces and private retreats. Off the kitchen, which has custom cabinetry and granite counter tops, you’ll find a versatile room ideal for a home office, guest space, or additional living area, along with a convenient half bath and laundry room. The expansive, high-ceilinged basement—adding approximately 1, 000 square feet of potential living or storage space—is not included in the listed square footage, offering even more room to customize this home to your needs. Lovingly cared for, this home comes with a detailed history of updates and improvements, including: • New windows and siding (2013) • Gutter Guard system (2024) • Upgraded 200 AMP electrical panel (2023) • Indirect hot water heater (2020) • In-ground sprinkler system (4 zones) • ADT home alarm system (contract through August) • PVC fencing with double gate (2013) • Rheem 14 Ton 13 SEER Central Air Unit (2022) • Automatic garage door (2013) This is a home filled with quality craftsmanship and an abundance of upgrades, ready for its next chapter. Don’t miss the opportunity to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $1,278 | $1,278 | $1,278 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,939 | $4,094 | $5,217 |
Total Monthly Payment | $5,309 | $5,464 | $6,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.