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Just unpack and move right in! Welcome to this incredible 4-Bedroom 3 bath Colonial in the Desirable Patchogue Village, this charming home offers the perfect blend of comfort, convenience, and community! Featuring a spacious living room accompanied by a cozy wood fireplace, a modern kitchen with granite countertops and matching island. Just off the eat in kitchen sits an elegant sunroom flooded with natural light and unmatched relaxation. As you head upstairs the primary suite features a private en-suite bath and a walk-in California closet for ample storage. Hardwood floors throughout the spacious upstairs bedrooms along with a separate finished full bath. Full fenced in yard with a deck attached to your sunroom perfect for entertaining! Pride in ownership is boasting throughout. Breathtaking views and entertainment within 1 mile from this property such as Patchogue's coveted Main Street, with top restaurants, breweries, and live entertainment. Blocks from Great South Bay and ferries to Fire Island. Also features Central air conditioning upstairs with a mini split on the main level & a high-efficiency boiler. This Property is not located within the flood zone and Patchogue Village plans to add sewer connection to the property within the year at no installation cost to homeowner.
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,999 | $503,999 | $503,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $1,244 | $1,244 | $1,244 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,144 | $3,311 | $4,219 |
Total Monthly Payment | $4,480 | $4,647 | $5,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.