8 OCEAN DRIVE, Punta Gorda, FL, 33950 | $1,390,000

PGI WATERFRONT HOME JUST ONE LOT FROM THE HARBOR! Check out this spectacular, two-story, waterfront home w/over 4, 300 sqft of living space in the original sailboat area of Punta Gorda Isles w/nearly instant, deep water, sail access to Charlotte Harbor. This 4 bed/3. 5 bath, one-of-kind residence is located on Bonefish Bayou Canal & is just one lot off the harbor. You could swim to open water from your backyard! Perfect for avid boaters - reach open water in under a minute but keep your boat docked in a protected canal. The interior of the home features beautiful tile floors across the main living areas on the first floor & the upstairs Florida room plus wood-look laminate floors on the second floor in the bedrooms, den & loft area. Layout includes a formal living room, formal dining room & separate family room. The gourmet kitchen is a chef's dream, outfitted with granite counters, an abundance of custom cabinetry, stainless-steel appliances, a center island w/cook top & hood, built-in recipe desk and under cabinet lighting. Through large windows, the family room offers absolutely stunning views of the canal & harbor beyond. A guest room w/en-suite bath & large walk-in closet is also located on the first floor. Guest room has walk-out access to the lanai w/pool & canal views. The large laundry room boasts full-sized washer & dryer, standalone freezer & a storage closet. Grand staircase leads to 2nd floor where you'll discover the master suite, two guest rooms, a den & loft area. Master suite boasts awesome water views plus an en-suite bath w/a VERY large walk-in closet, dual sinks, private WC, garden tub & glass-enclosed shower. The two guest rooms each offer large walk-in closets & share a Jack & Jill bath. The Florida room has a wall of windows overlooking the canal & harbor view. Perfect spot to hideaway with your favorite book or spend an afternoon daydreaming. Outside, the lanai features an in-ground pool and plenty of room for outdoor entertaining. Lanai is plumbed for a summer kitchen - reimagine this space & make it your own. The lanai also offers a storage closet for pool & boat supplies. The concrete dock is just steps from the back door. Set off on your latest adventure from your own backyard. Enjoy a day on the harbor or take the boat to lunch at a number of nearby waterfront restaurants. This home is the perfect place to start living your Florida dream. Make an appointment today.

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 98 x 100 x 90 x 120
  • Laundry: Inside, Laundry Room
  • Style: Custom, Florida
  • Year Built: 1988
  • Garage: 2-car Garage Door Opener, Oversized, Workshop in Garage
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 4,397
  • Acreage: 0.25
  • Lot Size: 98 x 100 x 90 x 120
  • Est. Taxes: $26,727
  • Lot Desc: FloodZone, City Lot, Near Golf Course, Oversized Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Outside Bath Access
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7506580
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /eprop/C7506580/8oceandrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 7:47:07 PM)

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860.841.1965

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NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

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8 OCEAN DRIVE, Punta Gorda, FL, 33950

$1,390,000

Joanne Micali Herlihy

Sales Associate

William Raveis Real Estate

Phone: 860.841.1965

Joanne.Herlihy@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,112,000 $1,112,000 $1,112,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $2,227 $2,227 $2,227
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,757 $7,120 $9,687
Total Monthly Payment $9,109 $9,472 $12,039

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.