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Highland Lakes is a beyond lovely place to call home. It is a premier award winning 55+ golf community with multiple recreational and a dazzling amount of social opportunities. There are 3 professionally maintained golf courses, a Lakefront clubhouse with a pool, private boat ramp and fishing pier on Lake Tarpon. The main clubhouse hosts many classes and events including fitness classes. A true heated pool and spa are available year round. Tennis, pickleball and shuffleboard courts, bocce ball, a community newsletter, boat and RV storage, hobby clubs including woodworking, photography, sewing, swim groups are some of the highlighted activities available to residents. There are plenty of reasons to enjoy and experience life in this highly rated sought after community. The property offered for sale is a 2 bedroom 2 bathroom with an attached garage and parking pad. Guest parking available. First impression comes from the front screen and glass enclosed patio with a green grass, large oak tree view. This patio space opens to a living room with large glass sliders. Enter the living room with ample space to entertain and flows into the dining room. Skylight in DR brings in natural light and opens to the kitchen. Kitchen has garage access with laundry in garage. Primary bedroom with walk in closet and ensuite bathroom. The guest bedroom and hallway bathroom round out the unit. The neighborhood Villa Condo One fee, provides a truly maintenance free living environment. The Roof, gutters, exterior paint, grounds maintenance, water, sewer, trash, basic cable, exterior pest control, building insurance and the newly legislative reserve funds are included. Highland Lakes is located within a dynamic area of Pinellas County, close to hospitals, medical arts offices, airports, shopping, casual and fine dining, community college, county parks and AWARD winning Beaches of the Gulf of Mexico. Please note, Highland Lakes elevation averages over 50 feet and this unit is in flood zone X. It does not require flood insurance and sustained NO damage from hurricanes or storms.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,440 | $1,440 | $1,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $9 | $9 | $12 |
Total Monthly Payment | $84 | $84 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.