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Under contract-accepting backup offers. Charming home built 1997 with 1/3 ACRE ON 30 ACRE SKI LAKE! NO FLOOD INSURANCE required. Nestled along the serene shores of Keene Lake, this stunning waterfront home is the ULTIMATE LAKE RETREAT, offering ENDLESS OPPORTUNITIES FOR WATER SPORTS FROM YOUR OWN BACKYARD! Effortlessly launch your boat or jet-ski for ENDLESS AQUATIC ADVENTURES! Whether you’re into skiing, tubing, kayaking, paddle boarding or fishing, or simply soaking in sunset views, this location offers an idyllic sanctuary! One of the best spots for "Largemouth Bass" is 3 doors down where the lake and canal meet! PLUS the neighborhood offers a PRIVATE BOAT RAMP! It feels like a vacation spot when you pull into your driveway! Step inside this Charming two story home and you’ll discover Beautiful CUSTOM WOODWORK including decorative columns, wainscoting, shiplap and CROWN MOLDING IN EVERY ROOM! Numerous windows & THREE SETS OF SLIDING GLASS DOORS allow natural light to flood into this home. And BREATH-TAKING LAKE VIEWS FROM ALMOST EVERY ROOM! The REMODELED KITCHEN features UPDATED CABINETS, QUARTZ COUNTERTOPS, SS APPLIANCES & a window to the backyard and lake! Whether you're preparing a quick snack for the family after an afternoon on the lake or a gourmet meal for visitors this space is both functional and stylish. The Family Room features a cozy wood burning fireplace and built-in entertainment center. Enjoy seamless indoor-outdoor living with sliding glass doors that open to your Florida lake paradise. You will love the TWO FLEX ROOMS – 1st - STUDY WITH BUILT-IN CABINETS and LAKE VIEWS, PERFECT FOR A HOME OFFICE, exercise room, craft room or nursery. 2nd - 4th BEDROOM with barn door and closet, perfect as a home office, game room (with glass door to backyard) or child’s play room. Upstairs you will find three spacious bedrooms, including the primary suite with a fully organized walk-in closet, and garden tub with serene lake views for the end of the day relaxation. The other bedrooms afford ample space, feature built-in closet systems, and share a bath with dual vanity. Outdoor living takes center stage - imagine lounging in your hammock or on the patio deck with your umbrella drink, or just watching a gorgeous sunset over the lake. The backyard oasis provides plenty of room for dining & hosting parties. An ideal setting for outdoor grilling, weekend barbecues, and gathering around a fire pit for smores and campfire stories! Enjoy the abundant wildlife and water birds, or cool off in the water on hot summer days. (Your family will love the outdoor shower). Even the front porch has room for a bench to relax & enjoy the nature surrounding you. NO HOA OR CDD. Shingle Roof new 2021. Walk to Keene Lake Park or Nye Park with tennis courts, or to Thirteenmile Run, a 4. 2 mile stream. Enjoy country living, while still having convenient access to all Tampa has to offer. Whether you're looking for a peaceful lakeside retreat, a place to entertain, or a home that embraces the Florida lifestyle, this gem on Lake Keene is waiting for you, where every day feels like a vacation! Schedule your viewing today and discover the serenity of "Lake Life" in Lutz!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $571,920 | $571,920 | $571,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,568 | $3,757 | $4,788 |
Total Monthly Payment | $3,908 | $4,097 | $5,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.