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This charming and private home is located on a country road with horse farms and vegetable stands, yet is just minutes from the liveliness of downtown Wakefield. The house has 3 bedrooms, 2 1/2 baths and is situated on 2. 75 acres of woods, lawn and mature plantings. The newly renovated eat-in kitchen has quartz countertops, ample island seating, top of the line appliances and 3 ovens - a cook's delight. The dining room has a gas fireplace which makes for cozy dinner on a chilly evening. Both dining room and kitchen have sliding doors that open to a 350 SF Trex deck, perfect for warm weather gatherings. The oversized family room has gas stove and a wall of of windows for sunny southerly exposure. A spacious office with built-in bookcases and 1/2 bath complete the first floor. A light-filled and generous loft area greets you at the top of the stairs. To the left is the primary bedroom with new bathroom and a fireplace- a perfect retreat. To the right of the loft is a private suite consisting of 2 bedrooms and full bath. The laundry area is conveniently located on this level. The full basement, attic and oversized two car garage meet all your storage needs. WELCOME HOME ! HIGHEST AND BEST OFFERS DUE BY NOON ON TUESDAY, MARCH 18TH.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,125 | $4,227 | $5,324 |
Total Monthly Payment | $4,706 | $4,808 | $5,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.