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WOW This is the Epitome of an Old Florida River Front Bungalow. Nestled along the meandering Braden River in one of the oldest platted subdivisions in Manatee. Rich in history and eclectic in nature. Granite counters, wood cabinets, SS appliances, luxury vinyl flooring. Cool floating staircase to Primary Bedroom and bath. 2024 paved circular drive and side parking. 2023 new vinyl seawall with concrete caps. 2021 new roof. 2021 Hurrican Glass sliders on both first and second floor. August 2024 both a/c units cleaned and serviced capacitors replaced in both units. This home has so much Character and ambiance. Built-in bench in foyer so you can sit down and take your shoes off. NO DEED RESTRICTIONS NO CDD, The Studio is 12x24 (110 volt outlets and two 220 volt outlets) has spray foam insulation in roof and walls. Many possibilities for usage. Accessary Dwelling Unit permitted so you could add kitchen and bath. Minutes to fine dining, shopping, theater and airports. UTC Mall, Benderson Park with International Rowing, Farmers Market, Polo and 1/2 hr from our beautiful beaches. Wind mitigation done when roof replaced to reduce insurance.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,945 | $3,101 | $3,951 |
Total Monthly Payment | $3,427 | $3,583 | $4,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.