|
Immaculate home with 2200+ sq. ft of finished living area (to include the lower level family room/workout area), consisting of 3 bedrooms and 2. 5 baths. Situated on a spacious lot with a large fenced lawn area and in a quiet neighborhood setting on the East Side of Newport. Boosting original charm and character throughout; birdseye maple wainscoting & woodwork, recently refinished hardwood floors, french doors, built-in pantry, rounded wall in the foyer, etc. The current owners have enjoyed this home while investing nearly $100K into renovations over the past 2 years by installing a ¾ bath w/ tiled shower, kitchen counters/tile/appliances, bedroom flooring, gazebo with patio area, pellet stove, etc. Additional recent improvements include the electrical, roof in 2020 (shingles & plywood), chimney liner, added breezeway & garage in 2014, vinyl siding & windows, insulation, system 2000 boiler, etc. The main level offers a mudroom with direct access to the attached 2-car garage (fully insulated) & 3/4 bath, kitchen, formal dining room with built-in cabinetry, double living room and an elegant foyer/front entry area. The second level offers 3 bedrooms, a full bath with laundry and access to the unfinished attic storage area. The lower level is partially finished w/ a family room and utility room that also offers a half bath. City water & sewer, baseboard hot water heat & Comcast cable/high-speed internet avail. Desirable location; walking distance to schools, stores, downtown, etc.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,668 | $1,734 | $2,209 |
Total Monthly Payment | $1,977 | $2,043 | $2,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.