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IMPROVED PRICE & Open House Sat April 5 from 11: 00 to 1: 00. Welcome to 54 Cross Rd, a beautifully maintained home designed for both comfort and entertainment. The open-concept layout features a seamless flow between the living, dining, and kitchen areas, highlighted by vaulted ceilings and abundant natural light. The kitchen is equipped with dark cabinetry, stainless steel appliances, and granite countertops, offering both style and functionality. Carpeted bedrooms provide a cozy retreat, while the rest of the home features durable laminate flooring. Central air conditioning ensures year-round comfort. The partially finished basement offers flexible space for a home office, gym, or additional entertainment area. Step outside to a true backyard oasis with a pool, patio, hot tub, and an outdoor bar set up for a TV, perfect for hosting gatherings. The landscaped yard includes a storage shed for added convenience. This home is also wired for a portable generator, adding peace of mind during power outages. Built in 2015, this property combines modern features with a warm, inviting atmosphere. Conveniently located in a peaceful setting yet close to amenities, this home is ready to welcome its next owner.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $762 | $762 | $762 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,990 | $3,148 | $4,011 |
Total Monthly Payment | $3,844 | $4,002 | $4,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.