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Welcome to 11 Seacliff Lane, a breathtaking waterfront expanded ranch offering unparalleled views of the Long Island Sound. This stunning home features 4 bedrooms, 3. 5 baths, and a 2-car garage, designed to maximize natural light with expansive glass windows that capture panoramic water views. Enjoy resort-style living with an inground pool overlooking the Sound, a stable bluff, and direct beach access. The home is equipped with solar panels (installed in 2022 and fully paid off), a 400-amp electric system, and an entire-house backup generator (installed in 2016). The central air conditioning and heat pump were updated in 2024 for year-round comfort. Additional features include a three-season sunroom and a greenhouse adjacent to the kitchen, perfect for relaxation or gardening. The bulkhead was updated in 2021, ensuring long-term durability. This property also offers the potential for a legal accessory apartment or multi-generational living with the proper permits. Experience unforgettable sunrises and sunsets from this exceptional waterfront retreat. A rare opportunity to own a home that blends modern amenities with breathtaking natural beauty.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,312,000 | $1,312,000 | $1,312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.183% |
Monthly Tax Payment | $2,284 | $2,284 | $2,284 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,449 | $8,401 | $11,071 |
Total Monthly Payment | $9,858 | $10,810 | $13,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.