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This beautifully renovated ranch-style home, located in the desirable Chappaqua School District, offers both charm and practicality. Situated on a peaceful, tree-lined street and within walking distance to Smith Park, it’s the perfect setting for a variety of lifestyles. The extensive renovations completed in 2023 have ensured this home is move-in ready, requiring nothing more than your personal belongings. The home's curb appeal is warm and inviting, with plenty of sunlight flooding every room, creating an airy and welcoming atmosphere. Its layout is ideal for those seeking one-level living, with the added benefit of being in a low-tax area. Whether you're downsizing or looking for a starter home, this property fits the bill. Has expansion potential on a street where many residents have decided to expand rather than move. The kitchen features double exposure, making the "eat-in" experience especially enjoyable, while the adjacent dining/living room area is anchored by a cozy wood-burning fireplace. A door off the living space leads to a spacious composite deck, perfect for relaxation or socializing, with a peaceful view of the gravel driveway and the natural surroundings of Red Oak Lane. The deck is an ideal spot to connect with friendly neighbors as they pass by during their daily walks. The home includes two generously sized bedrooms that share a spa-like bathroom in a convenient Jack-and-Jill arrangement. For outdoor entertainment, a private back patio with newly laid pavers and privacy trees creates a perfect atmosphere for roasting s'mores or hosting a Fourth of July BBQ. The expansive full basement offers over 600sq ft of finished space including a light-filled office and recreation room. This level also houses a one-car garage and a laundry room. With everything you need already in place, this home is a rare find, offering both serenity and convenience in a highly sought-after location.
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Our Executive Mortgage Banker:
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $1,135 | $1,135 | $1,135 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $4,199 | $5,351 |
Total Monthly Payment | $5,267 | $5,426 | $6,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.