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Nestled in the desirable Los Lagos community at Matanzas Shores, this classic coastal-style home offers the perfect blend of luxury, comfort, and breathtaking ocean views. Built in 2022, this immaculate 4-bedroom 3-bathroom home is designed with timeless elegance and modern amenities, making it the ideal retreat for those who appreciate the finer things in life. Boasting a spacious layout, the primary suite is conveniently located on the first floor, while a large bonus room upstairs offers endless possibilities for relaxation or entertainment, all with stunning ocean vistas. The home features a chef's kitchen with top-of-the-line stainless steel appliances, sleek quartz countertops, a center island, double ovens and a generous walk-in pantry - perfect for preparing gourmet meals. The open-concept living and dining areas flow seamlessly into the screened-in covered lanai, making this home an entertainer's dream. Additional highlights include ''wrought iron'' fencing along the side a backyard, luxury vinyl flooring, custom plantation shutters, and an epoxy-floored garage. The tropical landscaping adds an extra touch of beauty to this already impressive property. Enjoy the peace of mind knowing that flood insurance is not required in flood zone X, and with no CDD fee and low HOA dues, you can experience the best of coastal living without the extra costs. The community's incredible amenities include an oceanfront clubhouse with a pool, a large dock on the Intracoastal Waterway with a kayak launch, tennis and pickleball courts, shuffleboard, bocce ball, and direct beach access. Conveniently located along scenic A1A, you'll have easy access to historic St. Augustine, Marineland, Flagler Beach, and local restaurants, grocery stores, parks and the boat launch at Bings Landing. This home truly feels like living on vacation year-round. Don't miss the opportunity to own your slice of paradise!
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Our Executive Mortgage Banker:
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$822,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $657,600 | $657,600 | $657,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.865% | 6.792% |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,049 | $4,265 | $5,774 |
Total Monthly Payment | $4,706 | $4,922 | $6,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.