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WATERVIEW with room for a POOL in this Iris Designer Home in the Village of Desoto is ready for your personal touches. Convenient access to Brownwood as well as Sawgrass, Eastport, and Middleton. Just minutes by foot from The Fenny Recreation Center, Fenny Grill, and a short golf cart ride to Dudley Canine Park, archery range, nature trails, and Magnolia Plaza with its grocery store, many restaurants, and other retail options. Golf options minutes away – Putt & Play and Loblolly, Red Fox, Gray Fox, Lowland, and Longleaf. Other Entertainment options close by – Enjoy afternoon music under the beautiful oak trees at Enda’s on the Green, Sawgrass Grove, and the enjoyment of Brownwood’s Saturday morning open-air market. As you enter the home you at struck by the wide open floor plan, HIGH CEILINGS, and large kitchen. Plantation shutters throughout the home. Lots of natural light with a leaded glass entry door, transom window over the entry, and two sliding glass doors with accordion-style easy operating shades that give you access to the lanai. TILE FLOORS throughout the main living areas of the Home. The eat-in kitchen has QUARTZ countertops including the large counter-level island/breakfast bar with a stainless steel FARMERS SINK, STAINLESS STEEL APPLIANCES, and plenty of cabinet space including a cabinet pantry. The spacious master bedroom has a trey ceiling, ceiling fan, walk-in closet, and an EN-SUITE BATHROOM. The walk-in closet has an incredible closet system with many cabinets and drawers to meet your storage needs. The master bathroom has DUAL SINKS under-mounted on Quartz Counters, a convenient custom-tiled ROMAN SHOWER with a bench, tile floors, and a water closet. Large guest bedrooms can be used either for guests or configured as a den. The EXPANDED lanai overlooks a gorgeous water view and a large backyard ready for a pool. Grill or layout on the expansive pavered patio. Let’s not forget about the utility of the home. 2-car plus a golf cart garage, epoxy floors, and installed cabinets. No Mulch, it has been replaced with rock for easy care. The tankless water heater, Roof, and HVAC are all 2018. Bond Balance less than that of a new build, $22, 410.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
Total Monthly Payment | $4,233 | $4,387 | $5,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.