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This 4-bedroom, 2. 5-bathroom center hall Splanch /Colonial built in 1968 is situated in the Harborfields School District, near shopping, public transportation, parks, and Huntington Village. The first level showcases an open-floor plan with a welcoming entry foyer, a spacious dining room, and an expanded eat-in kitchen that seamlessly transitions into an extended family room. The countertop extends into the family room area, providing additional seating with stools. The formal living room is adorned with a custom stone gas fireplace and features beautifully refinished hardwood floors that lead to the upper bedrooms. The main level also encompasses a bathroom, and a separate laundry/mud room equipped with a newer washer and dryer. There is a partial finished basement. Dual staircases with wood banisters lead to the second-floor formal living room area, offering openness and a custom stone gas fireplace for added warmth and tranquility. The third floor has four spacious bedrooms, including a master suite with a master bath and refinished hardwood floors. The backyard features a semi-inground pool with a wrap-around deck. There is an 8-zone inground sprinkler system. Additional storage is provided by a shed, all situated on a generously sized and fenced private shrubbed corner lot. The exterior has been recently updated with new siding and a roof, both updated within the last five years. Current actual property taxes amount to $15, 473. 80 without STAR program. The interior of this property is immaculately maintained. Be in by Summer! Great location!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $1,289 | $1,289 | $1,289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,042 | $4,142 | $5,217 |
Total Monthly Payment | $5,423 | $5,523 | $6,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.